M life Rewards members are offered to apply for the M life Rewards Mastercard to take full advantage of the Rewards Program such as earn both points and Tire Credits on their daily purchases at M life Rewards destination, supermarket, restaurant, on gas. Along with that, they will also enjoy other rewards, perks and additional benefits for using the M life Rewards Mastercard Credit Card.
The MGM M life Rewards Mastercard is issued by First Bank Card, a division of First National Bank of Omaha, pursuant to a license from Mastercard International Inc.
M life Rewards Mastercard Application
To apply for an M life Rewards Mastercard, the applicant must be a member of M life Credit Card Rewards Program in good standing with a US resident address and at least 21 years of age. Those, who have the eligibility and interested to have an M life Rewards Mastercard, can follow the short guideline for the application procedure.
- Click the “APPLY NOW” button from the right-hand side of the page.
- Enter the Email and Password and sign in to your M life Rewards account to apply for the credit card.
If you are using your M life Rewards Account Online for the first time, you need to activate your account providing your Email, M life Rewards Account Number (you can skip it as it’s optional) and your Birth Date.
M life Rewards Account
And those, who don’t have an M life Rewards Account, can sign up for the Rewards Program and begin the enrollment by hitting the button of “Join Today” in the Sign In page.
There they need to enter and reenter their Email Address and create a password of at least 8 characters including one number, one capital letter, and one lowercase letter. After that, the applicants have to provide the following information to set up their M life Rewards Account.
- First Name
- Last Name
- Phone Number (10 to 16 digits)
- Birthdate (MM/DD/YYYY)
- Country/Region
- Address Line 1 and 2
- City
- State/Province
- Zip/Postal Code
Then select your Account Access Security question and type its answer to the next field. It will help to identify you if you have any trouble with your M life Rewards Account in the future.
Check the box of privacy policy and programs rules acknowledgment and acceptance prior to clicking the “Create M life Rewards Account”
MGM M life Rewards Mastercard Rewards and Perks
- Get up to 3 points and 3 tier credits per $1 spent at M life Rewards Destinations
- Earn 2 points and 2 tier credits per $1 spent on gas and supermarket purchases
- Earn 1 point and 1 tier credit per $1 spent everywhere else
- In addition to receiving 10,000 points for spending $1000 in first 3 billing cycles
- 10% bonus on points and Express Comps for gaming spend
- Complimentary self-parking, Buffet Line Pass at Las Vegas Resorts and other exciting perks at Pearl Level Status
- Rewards points can be redeemed for FREEPLAY and Express Comps for use on rooms, shows, dining, entertainment, and
M life Rewards Mastercard Credit Card Benefits
- No Annual Fee
- No Foreign Transaction Fee
- Automatic upgrade to Pearl Level Status and remain as long as your M life Rewards Mastercard is open and in good standing.
- Gain access to priority hotel check-in privileges at any M life Rewards destination
Rates and Fees
- Purchase, Balance Transfer, and Cash Advance APR- 20.49%
- No Penalty APR
- Balance Transfer Fees- $10 or 5% of each transfer amount
- Cash Advance Fees- $15 or 5% of each transfer amount
- Late Payment Fees- up to $37
- Returned Payment Fees- up to $35
Contact Information
Customer Service Number- 1-888-295-5540
References:
www.mgmresorts.com/en/mlife-rewards-program/mlife-rewards-mastercard.html
www.mgmresorts.com/en/mlife-rewards-program.html
Official Security Verification Protocol for Apply for MGM M life Rewards MasterCard
Under Google Search Essentials and global financial regulatory standards, protecting cardholder credentials from spoofing, credential harvesting, and identity theft is paramount. Review this verified authentication checklist prior to accessing your account.
The 4 Golden Rules: What Authentic Financial Institutions Will NEVER Ask
No legitimate customer service agent or automated phone prompt will ever contact you asking for your two-factor SMS OTP or push notification token.
Card issuers will never ask for your full 16-digit account number, 3-digit CVV security code, or ATM PIN on a call they initiated.
Never install AnyDesk, TeamViewer, or UltraViewer at the request of anyone claiming to assist with portal login errors.
Fraudsters frequently claim accounts are "locked" and demand prepaid gift cards or crypto transfers to clear holds. Issuers never operate this way.
Lost, Stolen, or Compromised Account: 4-Step Emergency Action Plan
Immediate In-App Card Lock
Open your verified mobile banking application, navigate to Card Controls or Security, and instantly toggle "Freeze Card" or "Lock Card" to prevent unauthorized physical and digital transactions.
Call the Verified Number on Your Physical Card
Do NOT trust phone numbers from unsolicited SMS messages or search ads. Always dial the exact customer support or fraud hotline printed on the physical back of your card.
Invoke Fair Credit Billing Act (FCBA) Protections
Under U.S. federal law (FCBA) and equivalent global directives, consumer liability for unauthorized credit card charges is legally limited to $0 (zero liability policies) or a maximum of $50 if reported within 60 days of statement issuance.
Place Free Fraud Alerts with Credit Bureaus
If login credentials or sensitive data were exposed, place an immediate free 1-year fraud alert or credit freeze with all three major bureaus: Experian, Equifax, and TransUnion.
