How to Apply for a Walmart Credit Card at

by cclogin August 24, 2022

Walmart Credit Card Login and Application Guide

Walmart is a well-known brand, and even if you are not a resident in the USA, you will find their chains in 24 other countries in the world. Its offers many things that you may find more affordable than other retail stores. They also provide a credit card, from Capital One bank. If you are thinking of getting this credit card, it will give you lots of benefits for shopping at Walmart stores and in other places too. In this article, we are going to describe the Walmart Credit Card Apply, login, its features, rates, payments, and many more. So, read this article from the start to the end to know more.

About Walmart

Walmart is a chain of supermarkets mainly based in the USA. It was established in 1962 in Bentonville, Arkansas. The store provides grocery and other departmental store products. Walmart runs Sam’s Club, and the chain operates in 24 countries and uses different names everywhere. In the USA itself, Walmart has 1.6 million stores.

About Walmart Credit Card

The Walmart credit card is issued from Capital One bank, and it should be your first choice if you are a regular customer at Walmart stores. Walmart is already known for its low prices and various discounts on products. But when you have the card, you will get extra discounts and you can save a lot. You will get 2 points on each dollar you spent on Walmart items. You will also get a special 5 points reward for every dollar you spent on Walmart, but that will be on the first year of acquiring the credit card. Also, for this, you need to use the Walmart pay app.

Benefits of Walmart Credit Card

  • Get better rewards on the first year of acquiring the credit card
  • In the first year, you will get 5 points on every dollar you spent on Walmart products
  • Get 2% cash back when you purchase at Walmart stores and the gas stations
  • Avail 2% back on restaurants and travel
  • Get 1% back on other purchases

Rates of Walmart Credit Card

  • APR is 17.99% to 26.99%
  • The balance transfer fee is 3%
  • No foreign transaction fee

Check if You Are Pre-Approved with Walmart Credit Card

Want to apply for a Walmart credit card? Then you can check if you can get a pre-approval from Capital One. Let’s take a look at the below steps:


Walmart Credit Card pre-approved


  • Once you arrive on the page at the center provide your email address and click on “Continue” to proceed with the pre-approval application.
  • You will be asked to log in with the online account of Walmart for this.
  • After you have entered the login details you can proceed with the pre-approval application and the company will let you know if you are a perfect candidate for the Walmart credit card.

Apply for Walmart Credit Card

If you do not want to go through the pre-approval process, you can skip it and apply for the card directly. Check out the steps below:

  • Go to the webpage
  • Next, at the center of the page click on the “Skip pre-approval, and apply now” tab to start with the credit card application.


Walmart Credit Card Apply


  • After that enter your registered email address and click on “Continue” with the Walmart login process.
  • After successfully login into your Walmart online account you have to provide the required details to complete the credit card application.

Sign Up for Walmart Capital One Credit Card Account

  • Type the URL to visit the page
  • Click onthe  ‘Set up my access’ button on the right side under the card image to go to the account creation section.


Walmart Credit Card Sign Up


  • Next add your last name, SSN, date of birth click on “Get started” to proceed with the account creation process and complete it.

Walmart Credit Card Login Process

To start with the online account of the Walmart credit card, you must go through the login process first. You can avail the login page using the direct URL Follow the below steps:

  • Visit the official webpage
  • At the center left side of the page click on ‘sign in’ button to go to the login section.




  • Add the login username, and walmart credit card login
  • password and click on the ‘Sign in’ button to get successfully logged in.

Recover Walmart Credit Card Login Information

If you have forgotten the login details, you just need to follow the below steps to recover the details. Check out the process below:

  • Firstly, to reset the login details use the portal link
  • Secondly, at the center left side on the page under the card image click on Sign in tab to visit the login page.
  • Now, click on the ‘Forgot username or password?’ button under the login boxes to reach the login reset section.


walmart card forgot password page


  • Enter your last name, social security number,date of birth click on “Find me” button to proceed with the login reset procedure.
  • After you have followed the instructions, you can complete the login recovery procedure.

Activate Walmart Credit Card

  • To use the credit card you need to activate it first. Check the back of your card for a phone number and you have to dial that number for Walmart credit card activation.
  • Or you can call on (877) 294-7880 to activate the card.
  • You have to provide the card number, your name, SSN and phone number and then your Walmart credit card will be activated.

Create Walmart Account

  • To create the account use the link
  • Secondly, at the upper right side of the page click on the “Sign in account” tab to access the login options.
  • From the drop-down click on “Create an account” to access the account creation section.
  • Provide your first and last name, and email address, create a password, and click on “Create account” to register with the Walmart online

Walmart Account Login Guidelines

Walmart login is important if you want to apply or get pre-approved for the Walmart credit card. Check out the login process below:

  • Visit the web address
  • Next, at top right side on the page click on “Sign in account” to get the drop down option.


walmart login


  • From the drop-down click on “sign-in” to go to the login section.
  • Add your registered email and click on “continue.”
  • Then, follow the page prompts to login to your account.
  • After login, you can apply for a credit card.

Walmart Credit Card Online Bill Payment

  • You can pay the bill of Walmart Credit Card through login.
  • You have to login using the URL
  • Once you login with the online account, you can make the payment using your credit or debit card.

Walmart Card Bill Payment by Phone

  • You can make the bill payment through a phone number.
  • Call on 1-877-294-7880. This service is free.

Bill Pay for Walmart Card  by Mail

  • Pay the bill through the mail. You can send a money order or check only.
  • In the mail write your name, card number, and the amount. Send it to Capital One. Attn: Payment Processing. PO Box 71083. Charlotte, NC 28272-1083.
  • For overnight payment: Capital One. Attn: Payment Processing. 6125 Lakeview RdSuite 800. Charlotte, NC 28269.

Walmart Credit Card Customer Service

If you are having login issues with your Walmart credit card account, you can get in touch with the helpdesk team. Once you contact them, they will solve the login issues immediately. You can call them from Monday to Saturday: 8am-12am Eastern Time. Sunday: 10am to 9 pm Eastern Time.

Card customer service:t 1-877-860-1250.

Write a mail to

Walmart Credit Card.

P.O. Box 187 Orangeville, ON L9W 2Z6.


Read More Guide


Walmart FAQs(Frequently Asked Questions)

Q: What Credit Score Do I Need to Apply for Walmart Credit Card?

A: The credit score should be 640 and up.

Q: Is Walmart Credit Card Easy to Get?

A: It will be easier if you have a credit score of 640 or up. The company offers their credit card for fair to better credit score holders.

Q: Will My Walmart Credit Card Help in Credit Building?

A: Yes. This credit card is similar to other main credit cards, and you have to use it wisely. You may use this card for furniture, garden supplies, and other big purchases from Walmart, only then you will get better benefits.


Walmart credit card is important for the people who love to purchase at Walmart. If you’re already a cardholder, you need to login with the online account. But if you face any issues while logging, you can get in touch with the helpdesk team of Walmart.

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