Apply for LendUp Arrow Visa Credit Card
The pre-qualified customers, who have received the invitation letter including a unique personalized offer code in the mail to apply for the Arrow Visa Credit Card from LendUp, can respond to the offer mail and complete the application process online.
LendUp Arrow Visa Credit Card is credited and issued by Transportation Alliance Bank (TAB) pursuant to a license from Visa U.S.A. Inc.
Offer Code
LendUp Arrow Visa Card is a fully functional Visa Credit card which is designed to improve the consumers’ financial health, created for credit-building and made for their mobile life. Currently, LendUp is accepting applications on a limited basis by sending invitations to the prequalified customers. Therefore, to apply for the Arrow Credit Card you must have an offer mail sent by LendUp; without which you can’t proceed further.
The interested customers, who don’t have an offer code, can sign up for the waitlist to be notified about the credit card application if or when it is available to the public. Keep in mind, joining the waitlist does not guarantee or give any kind of assurance that you will receive an offer letter or anything like that.
To apply for LendUp Arrow Visa Credit Card
With the offer code applying for LendUp Arrow Visa Credit Card over the web is perhaps the easiest and fastest way to apply. It takes only a few minutes to complete the entire process. To initiate the procedure, keep your LendUp mailer handy and follow the steps listed here:
- Go to the LendUp Credit card www.lendup.com/card
- You can find two green buttons, “Respond to a Mail Offer” in the first section and “I Have an Offer Code” below the home page. Click any of them.

- Enter the 12-character code in the blank field from your mail offer.
- Click the “Unlock Offer” to proceed to the application
- After entering the application page you have to provide some of your required personal, contact details, financial information, employment and salary info, mortgage or rent info and whatever you will be asked to enter.
- Review all the rates, terms and conditions, and all other important information related to the Arrow Visa Credit Card to make the final decision.
- If you want to apply for the card continue and complete the rest of the application.
Upon completion of the application process, you will receive an instant decision and if approved you can also learn of your new credit line.
LendUp Arrow Visa Credit Card Features and Perks
- The minimum credit limit is $300.
- Full fee transparency including $0 application fee
- The card activity of the consumers will be reported to the three major credit bureaus. So, the responsible use of the card like pay bills on time, keep the balance low and have a long credit history etc. help you improve your credit.
- Series of free online credit education
- Easy to manage online or with the mobile app
- Affordable easy to make payments
- No over the credit limit fees
- No security deposit
Rates and Fees
- APR for purchases- 21.24% to 31.24%
- Cash Advances APR – 29.99% to 31.24%
- Annual Fee- $0 to $75
- Cash Advance Fee – Either $10 or 3% of each cash advance amount.
- Foreign Transaction Fee- 3% of the US dollars amount of each transaction.
- Late Payment and Returned Payment- up to $25
Contact Information
If you have any question regarding the LendUp Arrow Visa Credit Card, you can write at-
LendUp Card Services Inc., Customer Service
P.O. Box 31481, Tampa, FL 33631-3481
Reference:
Official Security Verification Protocol for www.lendup.com/card – Apply for LendUp Arrow Visa Credit Card
Under Google Search Essentials and global financial regulatory standards, protecting cardholder credentials from spoofing, credential harvesting, and identity theft is paramount. Review this verified authentication checklist prior to accessing your account.
The 4 Golden Rules: What Authentic Financial Institutions Will NEVER Ask
No legitimate customer service agent or automated phone prompt will ever contact you asking for your two-factor SMS OTP or push notification token.
Card issuers will never ask for your full 16-digit account number, 3-digit CVV security code, or ATM PIN on a call they initiated.
Never install AnyDesk, TeamViewer, or UltraViewer at the request of anyone claiming to assist with portal login errors.
Fraudsters frequently claim accounts are "locked" and demand prepaid gift cards or crypto transfers to clear holds. Issuers never operate this way.
Lost, Stolen, or Compromised Account: 4-Step Emergency Action Plan
Immediate In-App Card Lock
Open your verified mobile banking application, navigate to Card Controls or Security, and instantly toggle "Freeze Card" or "Lock Card" to prevent unauthorized physical and digital transactions.
Call the Verified Number on Your Physical Card
Do NOT trust phone numbers from unsolicited SMS messages or search ads. Always dial the exact customer support or fraud hotline printed on the physical back of your card.
Invoke Fair Credit Billing Act (FCBA) Protections
Under U.S. federal law (FCBA) and equivalent global directives, consumer liability for unauthorized credit card charges is legally limited to $0 (zero liability policies) or a maximum of $50 if reported within 60 days of statement issuance.
Place Free Fraud Alerts with Credit Bureaus
If login credentials or sensitive data were exposed, place an immediate free 1-year fraud alert or credit freeze with all three major bureaus: Experian, Equifax, and TransUnion.