US Bank Visa Platinum Credit Card
US Bank offers the customers a good range of credit cards with various benefits, rewards, rates, and charges. Among them, US Bank Visa Platinum Credit Card suits very well with any budget and any financial target. The card comes with a low regular APR and no introductory APR that make it a good options for the users who want savings on interest and it can be more excellent if you will be eligible for the lowest rate of US Bank Visa Platinum Credit Card.
US Bank Visa Platinum Credit Card Benefits
- No annual fee
- Special 0% introductory APR on purchases and balance transfers for the first 20 billing cycles and the balance transfers should be made within 60 days of account opening.
- Cell phone protection coverage for damage or theft up to $600 with a $25 deductible, for up to 2 claims per 12 month period of a cellular wireless telephone if you pay your monthly cell phone bill using the US Bank Visa Platinum Credit Card
- Protect from fraudulent transactions and alerts you if any unusual card activity
- Choose the payment due date according to your schedule and pick your credit card due date.
- Get your TransUnion Credit score at no cost by enrolling for online banking
- Access online banking, view current statements, download account history, check balances, make payments using your account
- Take advantage of automatic payments and avoid interest and late fees. This auto-pay system also gives you the control of your payment activities.
- Access your account balance faster and easier
- Get the convenience of mobile payments at stores and in apps by using your US Bank Visa Platinum Credit Card
Rates, charges, and fees
- Annual Fee- $0
- Introductory APR for purchases- 0%
- Introductory APR for balance transfer- 0%
- APR for purchases and balance transfer – 11.74% to 23.74% (variable and based on your creditworthiness)
- APR for cash advances- 25.74%
- Cash advance Fee- $10 or 4% of each advance amount
- Balance transfer Fee- $5 or 3% of each transfer amount
- Convenience Check Fee- $5 or 3% of each check amount
- Cash equivalent Fee- $20 or 4% of each cash amount
- Minimum interest charge- $2
Requirements for the application procedure
To apply for the US Bank Visa Platinum Credit Card applicant need to meet some certain requirements such as:
- Need to reach the age of 18 years at least
- Must be a legal US resident
- Have a valid Social Security Number or Individual Taxpayer Identification Number
The Application Procedure
- Click on the “APPLY NOW” link of the US Bank Visa Platinum Credit Card
- If you are new to US bank click on “New to U.S. Bank? Apply Here”
- Choose the type of your account between individual and joint
- Provide the required information such as Name, Address, Email Address, Phone Number, Annual income etc.
- Read and agree to the terms and conditions
- Complete the remaining application process as you directed and submit
Make Payment
- Go to the US Bank credit card login page
- Log in to your account entering the personal ID and password
- Go to the ‘Online Banking’ section
- Fill the field with necessary details
- Follow the instructions and make the payments
Contact Details
For any issues regarding the US Bank Visa Platinum Credit Card contact the customer service at 888-852-5786
