www.commercebank.com/myspendingcard – Commerce Bank MySpending Card Login

A detailed overview of MySpendingCard by Commerce Bank

Commerce Bancshares Inc, popularly known as Commerce Bank is one of the prolific banks offering a plethora of banking services like business banking, personal banking, loans, mortgages, checking accounts, savings accounts, credit cards, investing and many more under one roof. Commerce Bank is serving its customers for over 150 years with the trust they build by forging a strong relationship and the local community bonding.

Commerce Bank and its saga

Commerce Bank has a large chain of banking networks spread all over the country including from Illinois to Colorado with more than 184 branches and is still expanding! Commerce Bank effectively caters to the requirements and efficiently serves the local communities business organizations, individuals with a consistent level of services including 24/7 hours customer service, availability of local branches, online ATM and many more.

Introducing MySpendingCard

Among noteworthy and innovative services, perhaps one of the standout features is MySpendingCard. MySpendingCard is issued by Commerce Bank jointly with the Visa, a top prepaid gift card issuer. Among all other prepaid Visa Card, MySpendingCard stands tall with its innovative features. Specifications like supporting digital wallet, easy application, and reloadable feature are something which is not very common to prepaid Visa Card. So if you are esteem customers of Commerce Bank, then you will be lucky to get MySpendingCard very easily.

The best thing about these reloadable prepaid cards is that you can use it at any merchant, retail, offline and online location wherever Visa is accepted. Effectively, its reloadable feature also assists you in planning effective budget planning and facilitating judicious expenditure.

Eligibility to apply for MySpendingCard

If you already have MySpendingCard, you need to opt for online activation in order to use it for both offline and online transactions. For those who are new to the MySpendingCard, check the eligibility criteria for applying one:

• Applicant must have reached the legalized age criteria of adult(18 years or older)
• Applicants must be declared as valid citizens of the United States.
• Most, importantly, the applicant must have an active account with the Commerce Bank. One who does not have an account in Commerce Bank cannot apply for MySpendingCard directly and have to walk into the nearest Commerce Bank branch to open an account.

Applying for MySpendingCard online

Enough with the eligibility criteria! Take a quick look at the short process to apply for a brand new MySpendingCard from the Commerce Bank online portal itself:

• Open your browser, visit www.commercebank.com/myspendingcard.
• Scroll down and click on Get a Card>> link under Purchase a card online.

• Read the pop-up message and click on Continue.
• Enter your following personal information:

1. Full Name.
2. Suffix.
3. Contact type.
4. Contact Number.
5. Date of Birth (mm-dd-yyyy).
6. Registered email address.

• Next, enter the address:

1. Full Address.
2. City.
3. State/Province.
4. Postal Code.

• Select Social Security Number as Government ID and the number properly.
• Re-enter your SSN.
• Add the initial funds to your card to confirm the order. The amount can be funded from a minimum of $10.00 to a maximum of $1,500.00.
• Click on Continue.
• Follow the instruction to load the fund in the card and confirm the security of the card by creating a PIN and password.

After the successful application, it will take 5 to 7 days to process your request and execute delivery. The delivery will be commenced to the address you have given at the time of application.

Activating the card for online shopping

Next after getting the card physically, it’s time to activate the card online. Activating the card online comes with several benefits. Customers will be able to see their transaction details, account statements and remaining finds by just logging in to their MySpendingCard account and checking the details.

Moreover, card activation would enable you to start online, offline and telephonic shopping.

Check these steps to follow:

• Open your browser, visit www.commercebank.com/myspendingcard
• From the top menu bar, click on Activate My Card.

• Enter the card number embossed on the front portion of the Card.
• Click Continue.
• Go through the further instructions to set up the online account for MySpendingCard.

Similar steps must be followed in the case; you want to change the username. In this case, visit www.commercebank.com/myspendingcard and click on Need Username link under Sign In form.

Accessing MySpendingCard Account

To access your online account anytime for account statement, setting up email preference, checking the balance left, reload the balance, change personal details, you need to:

• Open your browser, visit www.commercebank.com/myspendingcard.
• Enter your username.

• Click on Sign In.

Also Read : Login To Your Way2Go Card Account

Retrieving forgotten username

For instance, if you forget your username, that may be exasperating. However, with the MySpending, you do not have to worry about access and the technical difficulties associated. To retrieve your username:

• Open your browser, visit www.commercebank.com/myspendingcard.
• Under the Sign-In section, click on Forgot Username link.
• Enter your registered email address.
• Enter the last four digits of MySpending Card Number.
• Click on Submit.
• An email will be sent to you containing the username. Come back to the login page and access using retrieved credentials.

Features of MySpendingCard

• MySpendingCard is a prepaid Visa Card. After exhausting the balance available, you can reload the card using a credit or debit card.
• MySpendingCard can be synced and connected with the major digital wallets including Apple Pay, Samsung Pay, Google Pay, Garmin Pay, and Fitbit Pay.
• Use your MySpendingCard between January 1^st and April 15^th, 2020 for transaction in grocery, online shopping, bill payment, gas station, etc. and get a chance to win $12000 and anyone 16 weekly $500 prize! Offer valid until the given time limit.
• Advanced security protection features such as Visa Zero Liability in case the card is lost or stolen.
• Regular text alert for every transaction and usage.
• It can be used in any location where the Visa Card is accepted.
• MySpendingCard supports Contactless technology wherein you can tap and make transactions wherever there is EMVo Contactless Symbol.
• Zero transaction and monthly service charge.
• ATM transactions and cash withdrawal facility from every Commerce Bank ATM.
• The minimum loading amount should be $10 and the maximum loan amount must be $1500 per day and $3000 per rolling seven day period, except the fund, are loaded with direct deposits or similar ACH transactions.
• The maximum Spending limit should be $3000 per day and $10,000 per month.
• The cash withdrawal limit is $1000 per day or $1500 per seven days rolling period.

MySpendingCard Customer Support Point

MySpending Card general query, request and complain (Domestic)

Dial 888-373-2883.

MySpending Card general query, request and complain (International)

Dial 314-514-6299.

Time: Mon-Fri 8:00 a.m. – Midnight.

Sat 8:00 a.m. – 4:00 p.m.

MySpendingCard Lost/Stolen (Domestic)

Dial 888-373-2883.

MySpendingCard Lost/Stolen (International)

Dial 314-514-6299.

Time: 24 hours a day

Reference:

• www.commercebank.com/myspendingcard
• www.commercebank.com/personal/bank/checking/myspending-card