America Cash Rewards Credit Cardholders or AAA Member Rewards Credit Cardholders need to activate, sign in and log in to access their online credit card account using a secure Bank of America web portal. After logging in successfully the card members can manage their account, monitor the account activities, add an authorized user, update account information, see transaction history and account statement etc.
To Log in the Card Account
If you are a new cardholder please activate your card calling the customer service number before log in to your card account.
The logging in process is very easy and simple. The cardholders just need to keep their Online ID and Passcode of the account to the hand and then follow the instructions listed below:
- Visit the Bank of America website and open the login homepage
- You can locate the secure sign in the section at the top left corner of that webpage
- Enter your Online ID and Passcode in the respective field
- Click the blue “Sign In” button to enter your account.
To reset a new Passcode
If the card members cannot recall their passcode, they need to reset a new passcode to enter and access their account. For that, they need to
Open the login homepage and locate the secure sign tab- Click on “Forgot your Passcode?” under the sign in help option
Create the new passcode providing the following information:
- Card number or account number
- Social Security number/SSN or Tax Identification Number/TIN
- And your Online ID
- Click ‘Continue’ and complete the reset process.
To reset an Online ID
If you forgot your Online ID, create a new Online ID for the access to your account.
- Enter the login homepage and go to the sign in help option in the secure sign tab
- Click the “Forgot your Online ID?” link under the sign in help option
Enter the following information to create your new Online ID
- Card number or account number
- Social Security number/SSN or Tax Identification Number/TIN
- And the passcode
Click ‘Continue’ and complete the process.
To make payment
In order to pay your credit card bill online, log in to your account as you are instructed above.
Click on the ‘Payment’ button entering the account to pay your bills
You can also set the auto debit payment method to be deducted the amount of bills automatically from your registered bank account by the credit card company.
Bank of America Cash Rewards Credit Card benefits
- No annual fee
- No penalty APR on the existing balance
- No cash expiration date of your earned cash back.
- 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, 3% on gas for the first $2500 in combined purchases after that 1% cash rewards.
- 0% APR for the first 12 billing cycles on purchases
- 0% APR for any balance transfer within 60 days of the new account opening
- $150 online cash rewards bonus after making minimum $500 purchases within first 90 days of the account open date.
Official Security Verification Protocol for www.bankofamerica.com – AAA Cashback Visa Signature® Card Login
Under Google Search Essentials and global financial regulatory standards, protecting cardholder credentials from spoofing, credential harvesting, and identity theft is paramount. Review this verified authentication checklist prior to accessing your account.
The 4 Golden Rules: What Authentic Financial Institutions Will NEVER Ask
No legitimate customer service agent or automated phone prompt will ever contact you asking for your two-factor SMS OTP or push notification token.
Card issuers will never ask for your full 16-digit account number, 3-digit CVV security code, or ATM PIN on a call they initiated.
Never install AnyDesk, TeamViewer, or UltraViewer at the request of anyone claiming to assist with portal login errors.
Fraudsters frequently claim accounts are "locked" and demand prepaid gift cards or crypto transfers to clear holds. Issuers never operate this way.
Lost, Stolen, or Compromised Account: 4-Step Emergency Action Plan
Immediate In-App Card Lock
Open your verified mobile banking application, navigate to Card Controls or Security, and instantly toggle "Freeze Card" or "Lock Card" to prevent unauthorized physical and digital transactions.
Call the Verified Number on Your Physical Card
Do NOT trust phone numbers from unsolicited SMS messages or search ads. Always dial the exact customer support or fraud hotline printed on the physical back of your card.
Invoke Fair Credit Billing Act (FCBA) Protections
Under U.S. federal law (FCBA) and equivalent global directives, consumer liability for unauthorized credit card charges is legally limited to $0 (zero liability policies) or a maximum of $50 if reported within 60 days of statement issuance.
Place Free Fraud Alerts with Credit Bureaus
If login credentials or sensitive data were exposed, place an immediate free 1-year fraud alert or credit freeze with all three major bureaus: Experian, Equifax, and TransUnion.
