BrandsMart Credit Card Login at brandsmartusa.com

Company Overview

BrandsMart Credit Card is a financing source created by the BrandsMart Inc. for its loyal customers. BrandsMart is an American departmental store with its wide spread network of retail as well as online shopping centres. The retail chain features electronic items, televisions, home appliances and home furnishings. You can visit the any of the BrandsMart Store in the United States to grab exciting deals and offers.

Overview of the BrandsMart Credit Card

If you frequently visit the BrandsMart stores you can use the credit card for earning incentives while shopping for your favourite electronics or home furnishing. Furthermore the card is made to ease your purchase by setting up easy monthly payment system.

BrandsMart Credit Card is backed by the Synchrony Bank. Hence, the customers need to rely upon the Synchrony Card Services for application as well as account login. BrandsMart Financing is available in the USA. If you are a resident of the United States and have a valid SSN then you can apply for getting the financing options.

Benefits of the BrandsMart Credit Card

• You need not pay any interest if paid in full within 9 months on all purchases worth $298 and onwards.
• On select purchases with the BrandsMart USA Credit Card no interest will be charged if paid within 6 months.
• There is convenient monthly payment options associated with the credit card.
• Account management is made easy with the e-services features.
• The credit card company does not charge any annual fee for usage.
• Card holders get exclusive offers that are handy in purchases and let you save more.

BrandsMart USA Credit Card Rate and Fee

• The BrandsMart Credit Card has an APR rate of 29.99%.
• Your due date is 23 days after the close of each billing cycle.
• The minimum interest paid is $2.
• If a card holder is late with payments, he/she needs to pay $35.

BrandsMart USA Credit Card Review

Pros

• The credit card is a great option if you are a loyal BrandsMart shopper- If anyone is a dedicated customer of the BrandsMart USA then the credit card is a generous offer for them.
• If you wish to have a card with no annual fee- BrandsMart USA is an in-store card with no annual charges. Thus, you are not loaded with a high annual fee every year.

Cons

• For anyone who wishes to have a typical rewards card- If you are seeking for a credit card that lets you shop anywhere then you might consider comparing other cards.
• The credit card has an high APR- The 29.99% APR rate is quite high for an in-store credit card.

Credit Requirements

• You must have a fair credit to get approval.
• The applicant should be a resident of the United States with a valid SSN.

How to Apply for the BrandsMart Credit Card

Step 1– In order to get the credit card you should go to the application page. https://www.mysynchrony.com/mysyf/cmp-index.html?market=electronics&store=brandsmartusa

Step 2– For application the customer needs to view the terms and conditions and then fill in the following data:

• Complete Name
• Mailing Address
• Apartment
• Zip Code
• Phone and Email
• Social Security Number
• Date of Birth
• Housing Information.
• Monthly Income

Step 2– Have a glance at the card holder agreement program, accept by checking the boxes below and submit.

Check Application Status

To track the status of your credit card application you can call on 877-295-2080. Provide your SSN or application reference number to check application status.

How to Activate BrandsMart USA Credit Card

For activating a BrandsMart USA Credit Card the user needs to check the card. It has a sticker in front printed with the activation number.

Call on it and enter the verification information necessary for activation.

How to Log in to BrandsMart USA Credit

Step 1- If you already have a credit card and wish to manage account, then go to the login page. https://www.mysynchrony.com/mysyf/cmp-index.html?market=electronics&store=brandsmartusa

Step 2– Tap on the Login icon at the top right and a login menu will appear. Type in the user name and password linked to your BrandsMart Credit Card account and you are ready to go.

Forgot Username or Password

Step 1– For recovery of login credentials click on the ‘Find User Name’ or ‘Reset Password’ link found below the login widget.

Step 2– The bank will re-direct you to a new webpage. Enter the details for verification and you will be able to set new user id or password.

How to Enroll

Step 1– In order to register account the user needs to open the account registration page. https://consumercenter.mysynchrony.com/consumercenter/registeraction.do?UIR=null

Step 2– The website features an enrolment section. To register online you need to have account number, SSN and birth date handy.

BrandsMart Credit Card Payment

Pay Online

If you are willing to make an online payment you must log into an existing account.

Once signed in there will be a ‘Payment’ section on the account dashboard. Enter the details required for payment and pay using your savings or checking account.

Payment Address

Synchrony Bank also allows you to pay using mail. To pay via mail prepare a check and send it to the address below:

Synchrony Bank
P.O. Box 965030
Orlando, FL 32896-5030

Set an Auto Pay

If you set to auto pay you are relieved off the daunting task a manual payment every month before due date.

For setting auto pay you must enrol in the automatic payment section. Sign into your account and review your auto pay settings before saving it as your payment method.

Conclusion

The BrandsMart USA Credit Card offers its customers with world class services such as special financing, online account management and promotional financing. If you are a regular shopper at the BrandsMart USA Stores then you must get it inside your wallet.

Furthermore, existing card holders can feast upon the convenient account management services offered by the Synchrony Financial. For support regarding lost or store cards, technical assistance and more you can get in touch with the Synchrony Help Desk.