/* ==========================================================================
   CREDITCARDSLOGIN FINANCIAL TOOLS SUITE — MASTER STYLESHEET
   Aesthetics: Beehiiv Hero + Refrens 4-Col Grid + Bankrate/Zillow Calculators
   Architected by Anisur Rahman • B.Tech IT, Jadavpur University
   ========================================================================== */

:root {
    --ccl-tools-navy: #06101e;
    --ccl-tools-dark: #080f1d;
    --ccl-tools-card-bg: #0f1b2e;
    --ccl-tools-cyan: #38bdf8;
    --ccl-tools-blue: #0284c7;
    --ccl-tools-accent: #00aeef;
    --ccl-tools-emerald: #10b981;
    --ccl-tools-amber: #f59e0b;
    --ccl-tools-red: #ef4444;
    --ccl-tools-border: #e2e8f0;
    --ccl-tools-border-dark: rgba(255, 255, 255, 0.08);
}

body.ccl-tools-site {
    background-color: #f8fafc;
    color: #0f172a;
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
}

/* ==========================================================================
   1. TOOLS HEADER / NAVBAR
   ========================================================================== */
.tools-main-navbar {
    background: #06101e;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
    position: sticky;
    top: 0;
    z-index: 1000;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.3);
}

.tools-nav-inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
    height: 70px;
}

.tools-mobile-toggle {
    display: none;
    background: none;
    border: none;
    color: #ffffff;
    font-size: 22px;
    cursor: pointer;
    padding: 6px;
}

@media (max-width: 900px) {
    .tools-mobile-toggle { display: block; }
    .tools-desktop-nav { display: none !important; }
}

.tools-brand-logo {
    display: flex;
    align-items: center;
    gap: 10px;
    text-decoration: none;
}

.tools-logo-icon-wrap {
    width: 38px;
    height: 38px;
    border-radius: 10px;
    background: linear-gradient(135deg, #0284c7 0%, #00aeef 100%);
    color: #ffffff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    box-shadow: 0 0 15px rgba(0, 174, 239, 0.4);
}

.tools-logo-text {
    font-family: var(--ccl-font-head);
    font-size: 22px;
    font-weight: 900;
    color: #ffffff;
    letter-spacing: -0.5px;
    display: flex;
    align-items: center;
    gap: 8px;
}

.tools-cyan { color: #38bdf8; }

.tools-badge-tag {
    font-size: 10px;
    font-weight: 900;
    background: rgba(0, 174, 239, 0.2);
    border: 1px solid #0284c7;
    color: #38bdf8;
    padding: 2px 7px;
    border-radius: 6px;
    letter-spacing: 0.5px;
}

.tools-desktop-nav {
    display: flex;
    align-items: center;
}

.tools-nav-list {
    display: flex;
    align-items: center;
    gap: 22px;
    list-style: none;
    margin: 0;
    padding: 0;
}

.tools-nav-link {
    font-family: var(--ccl-font-head);
    font-size: 14px;
    font-weight: 700;
    color: #cbd5e1;
    text-decoration: none;
    transition: all 0.2s ease;
    display: inline-flex;
    align-items: center;
    gap: 6px;
}

.tools-nav-link:hover { color: #38bdf8; }

.tools-nav-link.link-blog {
    color: #ffffff;
    background: rgba(255, 255, 255, 0.08);
    padding: 6px 14px;
    border-radius: 20px;
    border: 1px solid rgba(255, 255, 255, 0.15);
}

.tools-nav-link.link-blog:hover {
    background: rgba(0, 174, 239, 0.2);
    border-color: #0284c7;
    color: #38bdf8;
}

.tools-cta-btn {
    background: #ffffff;
    color: #06101e;
    font-family: var(--ccl-font-head);
    font-size: 13.5px;
    font-weight: 800;
    padding: 9px 18px;
    border-radius: 8px;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 6px;
    transition: all 0.2s ease;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.2);
}

.tools-cta-btn:hover {
    background: #38bdf8;
    color: #06101e;
    transform: translateY(-1px);
}

/* Mobile Drawer */
.tools-mobile-drawer {
    position: fixed;
    top: 0;
    left: -100%;
    width: 300px;
    height: 100%;
    background: #06101e;
    z-index: 9999;
    padding: 24px;
    box-shadow: 10px 0 30px rgba(0, 0, 0, 0.5);
    transition: left 0.3s ease;
    overflow-y: auto;
}

.tools-mobile-drawer.open { left: 0; }

.tools-drawer-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 28px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    padding-bottom: 16px;
}

.tools-drawer-close-btn {
    background: none;
    border: none;
    color: #ffffff;
    font-size: 22px;
    cursor: pointer;
}

.tools-drawer-list {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.tools-drawer-list li a {
    font-family: var(--ccl-font-head);
    font-size: 15px;
    font-weight: 700;
    color: #e2e8f0;
    text-decoration: none;
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 8px 0;
}

.tools-drawer-list li a:hover { color: #38bdf8; }

/* ==========================================================================
   2. BEEHIIV-STYLE GRAND HERO BANNER
   ========================================================================== */
.beehiiv-hero-container {
    background: #06101e;
    border-radius: 20px;
    padding: 48px 32px 56px;
    margin-bottom: 40px;
    color: #ffffff;
    position: relative;
    overflow: hidden;
    border: 1px solid rgba(0, 174, 239, 0.2);
    box-shadow: 0 20px 40px -10px rgba(6, 16, 30, 0.6);
}

.beehiiv-hero-container::before {
    content: '';
    position: absolute;
    top: -30%;
    right: -10%;
    width: 650px;
    height: 650px;
    background: radial-gradient(circle, rgba(0, 174, 239, 0.12) 0%, rgba(2, 132, 199, 0.04) 50%, transparent 70%);
    pointer-events: none;
}

.beehiiv-hero-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 40px;
    align-items: center;
    position: relative;
    z-index: 2;
}

@media (min-width: 980px) {
    .beehiiv-hero-grid {
        grid-template-columns: 1.25fr 1fr;
        gap: 48px;
    }
}

.beehiiv-hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(0, 174, 239, 0.12);
    border: 1px solid rgba(0, 174, 239, 0.35);
    color: #38bdf8;
    padding: 6px 14px;
    border-radius: 30px;
    font-family: var(--ccl-font-head);
    font-size: 11.5px;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 0.6px;
    margin-bottom: 20px;
}

.beehiiv-hero-title {
    font-family: var(--ccl-font-head);
    font-size: 38px;
    font-weight: 900;
    color: #ffffff;
    line-height: 1.08;
    letter-spacing: -1px;
    margin-bottom: 18px;
    text-transform: uppercase;
}

@media (min-width: 768px) {
    .beehiiv-hero-title { font-size: 54px; }
}

.beehiiv-gradient-text {
    background: linear-gradient(90deg, #38bdf8 0%, #00aeef 50%, #60a5fa 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}

.beehiiv-hero-desc {
    font-size: 16.5px;
    color: #94a3b8;
    line-height: 1.6;
    margin-bottom: 24px;
    max-width: 540px;
}

.beehiiv-rating-strip {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 28px;
    flex-wrap: wrap;
}

.beehiiv-stars {
    color: #f59e0b;
    font-size: 15px;
    display: flex;
    gap: 2px;
}

.beehiiv-avatar-group {
    display: flex;
    align-items: center;
}

.beehiiv-avatar-circle {
    width: 28px;
    height: 28px;
    border-radius: 50%;
    border: 2px solid #06101e;
    margin-left: -8px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 10px;
    font-weight: 800;
    color: #ffffff;
}

.avatar-1 { background: #0284c7; margin-left: 0; }
.avatar-2 { background: #059669; }
.avatar-3 { background: #d97706; }

.beehiiv-rating-text {
    font-size: 13.5px;
    color: #e2e8f0;
}

.beehiiv-rating-text strong {
    color: #ffffff;
    font-weight: 800;
}

.beehiiv-search-wrap {
    position: relative;
    max-width: 480px;
    margin-bottom: 12px;
}

.beehiiv-search-input {
    width: 100%;
    padding: 15px 20px 15px 48px;
    background: #ffffff;
    border: 2px solid #38bdf8;
    border-radius: 50px;
    font-size: 15px;
    font-weight: 600;
    color: #0f172a;
    outline: none;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.3);
}

.beehiiv-search-icon {
    position: absolute;
    left: 18px;
    top: 50%;
    transform: translateY(-50%);
    color: #0284c7;
    font-size: 17px;
}

.beehiiv-microcopy {
    font-size: 12.5px;
    color: #64748b;
}

/* Layered UI Mockup Cards */
.beehiiv-mockups-column {
    position: relative;
    min-height: 360px;
    display: flex;
    align-items: center;
    justify-content: center;
}

@media (max-width: 980px) {
    .beehiiv-mockups-column { display: none; }
}

.floating-mockup-card {
    background: rgba(15, 27, 46, 0.85);
    backdrop-filter: blur(12px);
    border: 1px solid rgba(255, 255, 255, 0.12);
    border-radius: 14px;
    padding: 18px 20px;
    color: #ffffff;
    box-shadow: 0 20px 35px rgba(0, 0, 0, 0.5);
    position: absolute;
    width: 280px;
    transition: transform 0.3s ease;
}

.mockup-card-back { top: 10px; right: 10px; z-index: 1; opacity: 0.85; }
.mockup-card-mid { bottom: 20px; left: 0; z-index: 2; width: 290px; border-color: rgba(0, 174, 239, 0.3); }
.mockup-card-front {
    top: 70px;
    left: 60px;
    z-index: 3;
    width: 300px;
    background: #0e2038;
    border: 1.5px solid #38bdf8;
    box-shadow: 0 25px 50px -12px rgba(0, 174, 239, 0.35);
}

.mockup-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 12px;
    font-size: 13px;
    font-weight: 700;
}

.mockup-badge {
    font-size: 10px;
    font-weight: 800;
    padding: 2px 8px;
    border-radius: 12px;
}

.mockup-badge-green { background: rgba(16, 185, 129, 0.2); color: #34d399; }
.mockup-badge-blue { background: rgba(56, 189, 248, 0.2); color: #38bdf8; }
.mockup-badge-orange { background: rgba(234, 88, 12, 0.2); color: #fb923c; }

.mockup-amount {
    font-size: 24px;
    font-weight: 900;
    color: #ffffff;
    margin-bottom: 4px;
}

.mockup-sub { font-size: 11.5px; color: #94a3b8; }

.mockup-bar-wrap {
    height: 6px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 3px;
    margin: 12px 0 6px;
    overflow: hidden;
    display: flex;
}

.mockup-bar-fill { height: 100%; }

/* ==========================================================================
   3. ABOUT US BRIEF SECTION (DIRECTLY AFTER BANNER)
   ========================================================================== */
.tools-about-brief-section {
    background: #ffffff;
    border: 1px solid var(--ccl-tools-border);
    border-radius: 16px;
    padding: 36px 32px;
    margin-bottom: 40px;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.04);
    position: relative;
    border-left: 5px solid #0284c7;
}

.tools-about-header {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 14px;
}

.tools-about-badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: #e0f2fe;
    color: #0284c7;
    padding: 4px 12px;
    border-radius: 20px;
    font-family: var(--ccl-font-head);
    font-size: 12px;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.tools-about-title {
    font-family: var(--ccl-font-head);
    font-size: 24px;
    font-weight: 900;
    color: #0f172a;
    margin-bottom: 12px;
    line-height: 1.3;
}

.tools-about-text {
    font-size: 15.5px;
    color: #475569;
    line-height: 1.7;
    margin-bottom: 24px;
}

.tools-about-pillars {
    display: grid;
    grid-template-columns: 1fr;
    gap: 16px;
}

@media (min-width: 768px) {
    .tools-about-pillars { grid-template-columns: repeat(3, 1fr); }
}

.about-pillar-card {
    background: #f8fafc;
    border: 1px solid #e2e8f0;
    border-radius: 10px;
    padding: 16px 18px;
    display: flex;
    align-items: flex-start;
    gap: 12px;
}

.pillar-icon {
    font-size: 20px;
    color: #0284c7;
    margin-top: 2px;
}

.pillar-title {
    font-family: var(--ccl-font-head);
    font-size: 14.5px;
    font-weight: 800;
    color: #0f172a;
    margin-bottom: 4px;
}

.pillar-desc {
    font-size: 12.5px;
    color: #64748b;
    line-height: 1.5;
    margin: 0;
}

/* ==========================================================================
   4. REFRENS 4-COLUMN TOOLS DIRECTORY GRID
   ========================================================================== */
.refrens-section-wrap {
    background: #080f1d;
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-radius: 20px;
    padding: 48px 32px;
    margin-bottom: 44px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.4);
}

.refrens-section-head {
    text-align: center;
    max-width: 720px;
    margin: 0 auto 36px;
}

.refrens-section-title {
    font-family: var(--ccl-font-head);
    font-size: 32px;
    font-weight: 900;
    color: #ffffff;
    line-height: 1.2;
    margin-bottom: 12px;
    letter-spacing: -0.5px;
}

@media (min-width: 768px) {
    .refrens-section-title { font-size: 38px; }
}

.refrens-section-desc {
    font-size: 16px;
    color: #94a3b8;
    line-height: 1.6;
}

.refrens-filter-nav {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 10px;
    margin-bottom: 36px;
}

.refrens-filter-btn {
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.12);
    border-radius: 30px;
    padding: 9px 20px;
    font-family: var(--ccl-font-head);
    font-size: 13.5px;
    font-weight: 700;
    color: #cbd5e1;
    cursor: pointer;
    transition: all 0.25s ease;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    text-decoration: none;
}

.refrens-filter-btn:hover,
.refrens-filter-btn.active {
    background: #0284c7;
    border-color: #38bdf8;
    color: #ffffff;
    box-shadow: 0 0 15px rgba(0, 174, 239, 0.4);
    transform: translateY(-2px);
}

.refrens-filter-btn.active i { color: #ffffff !important; }

.refrens-tools-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 28px 24px;
}

@media (min-width: 600px) {
    .refrens-tools-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (min-width: 900px) {
    .refrens-tools-grid { grid-template-columns: repeat(3, 1fr); }
}

@media (min-width: 1150px) {
    .refrens-tools-grid { grid-template-columns: repeat(4, 1fr); }
}

.refrens-tool-card {
    display: flex;
    flex-direction: column;
    text-decoration: none;
    transition: all 0.25s ease;
    padding: 18px 16px;
    border-radius: 12px;
    background: rgba(15, 27, 46, 0.4);
    border: 1px solid rgba(255, 255, 255, 0.08);
}

.refrens-tool-card:hover {
    background: rgba(15, 27, 46, 0.9);
    border-color: rgba(56, 189, 248, 0.35);
    transform: translateY(-4px);
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.4);
}

.refrens-card-top-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 14px;
}

.refrens-icon-wrap {
    font-size: 28px;
    display: flex;
    align-items: center;
    transition: transform 0.25s ease;
}

.refrens-tool-card:hover .refrens-icon-wrap {
    transform: scale(1.1);
}

.icon-cyan { color: #38bdf8; filter: drop-shadow(0 0 8px rgba(56, 189, 248, 0.4)); }
.icon-emerald-glow { color: #34d399; filter: drop-shadow(0 0 8px rgba(52, 211, 153, 0.4)); }
.icon-indigo-glow { color: #818cf8; filter: drop-shadow(0 0 8px rgba(129, 140, 248, 0.4)); }
.icon-amber-glow { color: #fbbf24; filter: drop-shadow(0 0 8px rgba(251, 191, 36, 0.4)); }

.refrens-cat-pill {
    font-family: var(--ccl-font-head);
    font-size: 10px;
    font-weight: 800;
    padding: 3px 8px;
    border-radius: 20px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.cat-pill-credit { background: rgba(56, 189, 248, 0.15); color: #38bdf8; border: 1px solid rgba(56, 189, 248, 0.3); }
.cat-pill-loan { background: rgba(129, 140, 248, 0.15); color: #818cf8; border: 1px solid rgba(129, 140, 248, 0.3); }
.cat-pill-invest { background: rgba(52, 211, 153, 0.15); color: #34d399; border: 1px solid rgba(52, 211, 153, 0.3); }
.cat-pill-salary { background: rgba(251, 191, 36, 0.15); color: #fbbf24; border: 1px solid rgba(251, 191, 36, 0.3); }

.refrens-card-title {
    font-family: var(--ccl-font-head);
    font-size: 17.5px;
    font-weight: 800;
    color: #ffffff;
    line-height: 1.35;
    margin-bottom: 8px;
    transition: color 0.2s ease;
}

.refrens-tool-card:hover .refrens-card-title { color: #38bdf8; }

.refrens-card-desc {
    font-size: 13px;
    color: #94a3b8;
    line-height: 1.6;
    margin-bottom: 12px;
    flex-grow: 1;
}

.refrens-tags-row {
    display: flex;
    flex-wrap: wrap;
    gap: 6px;
    margin-top: auto;
    margin-bottom: 12px;
    padding-top: 10px;
    border-top: 1px solid rgba(255, 255, 255, 0.06);
}

.refrens-tag-badge {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    font-size: 10px;
    font-weight: 700;
    color: #94a3b8;
    background: rgba(255, 255, 255, 0.05);
    padding: 2px 7px;
    border-radius: 6px;
    border: 1px solid rgba(255, 255, 255, 0.08);
}

.refrens-card-link {
    font-family: var(--ccl-font-head);
    font-size: 12.5px;
    font-weight: 800;
    color: #38bdf8;
    display: inline-flex;
    align-items: center;
    gap: 6px;
    transition: gap 0.2s ease;
}

.refrens-tool-card:hover .refrens-card-link {
    gap: 10px;
    color: #60a5fa;
}

/* ==========================================================================
   5. HOW IT WORKS & BEEHIIV FAQ & CTA
   ========================================================================== */
.tools-dark-how-section {
    background: #080f1d !important;
    border: 1px solid rgba(255, 255, 255, 0.08) !important;
    border-radius: 20px !important;
    padding: 50px 32px !important;
    margin-bottom: 44px !important;
    color: #ffffff !important;
}

.tools-dark-how-head {
    text-align: center;
    max-width: 680px;
    margin: 0 auto 36px;
}

.tools-dark-how-badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: rgba(0, 174, 239, 0.12);
    border: 1px solid rgba(0, 174, 239, 0.3);
    color: #38bdf8;
    padding: 5px 14px;
    border-radius: 30px;
    font-family: var(--ccl-font-head);
    font-size: 11.5px;
    font-weight: 800;
    text-transform: uppercase;
    margin-bottom: 12px;
}

.tools-dark-how-title {
    font-family: var(--ccl-font-head) !important;
    font-size: 34px !important;
    font-weight: 900 !important;
    color: #ffffff !important;
    letter-spacing: -0.5px !important;
    margin-bottom: 12px !important;
}

.tools-dark-how-desc {
    font-size: 16px !important;
    color: #94a3b8 !important;
    line-height: 1.6 !important;
    margin: 0 auto !important;
}

.tools-dark-how-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 20px;
}

@media (min-width: 640px) {
    .tools-dark-how-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (min-width: 1024px) {
    .tools-dark-how-grid { grid-template-columns: repeat(4, 1fr); }
}

.tools-dark-step-card {
    background: rgba(15, 27, 46, 0.75) !important;
    border: 1px solid rgba(255, 255, 255, 0.1) !important;
    border-radius: 14px !important;
    padding: 24px 20px !important;
    transition: all 0.25s ease;
}

.tools-dark-step-card:hover {
    background: rgba(15, 27, 46, 0.95) !important;
    border-color: rgba(56, 189, 248, 0.35) !important;
    transform: translateY(-4px);
}

.step-num-pill {
    width: 36px !important;
    height: 36px !important;
    border-radius: 10px !important;
    background: linear-gradient(135deg, #0284c7 0%, #00aeef 100%) !important;
    color: #ffffff !important;
    font-family: var(--ccl-font-head) !important;
    font-size: 16px !important;
    font-weight: 900 !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    margin-bottom: 16px !important;
    box-shadow: 0 0 14px rgba(0, 174, 239, 0.4) !important;
}

.step-card-title {
    font-family: var(--ccl-font-head) !important;
    font-size: 18px !important;
    font-weight: 800 !important;
    color: #ffffff !important;
    margin-bottom: 8px !important;
}

.step-card-desc {
    font-size: 13px !important;
    color: #94a3b8 !important;
    line-height: 1.6 !important;
    margin: 0 !important;
}

/* Beehiiv FAQ */
.beehiiv-faq-section {
    background: #080f1d;
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-radius: 20px;
    padding: 56px 36px;
    margin-bottom: 44px;
    box-shadow: 0 20px 40px -10px rgba(0, 0, 0, 0.5);
}

.beehiiv-faq-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 36px;
    align-items: flex-start;
}

@media (min-width: 900px) {
    .beehiiv-faq-grid { grid-template-columns: 1fr 1.6fr; gap: 50px; }
}

.beehiiv-faq-left-title {
    font-family: var(--ccl-font-head);
    font-size: 42px;
    font-weight: 900;
    color: #ffffff;
    line-height: 1.1;
    letter-spacing: -1px;
    text-transform: uppercase;
}

.beehiiv-faq-list {
    display: flex;
    flex-direction: column;
}

.beehiiv-faq-item {
    border-top: 1px solid rgba(255, 255, 255, 0.12);
    padding: 18px 0;
}

.beehiiv-faq-item:last-child {
    border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}

.beehiiv-faq-toggle-btn {
    width: 100%;
    background: none;
    border: none;
    padding: 0;
    font-family: var(--ccl-font-head);
    font-size: 17.5px;
    font-weight: 700;
    color: #ffffff;
    text-align: left;
    display: flex;
    justify-content: space-between;
    align-items: center;
    cursor: pointer;
    gap: 16px;
    transition: color 0.2s ease;
}

.beehiiv-faq-toggle-btn:hover { color: #38bdf8; }

.beehiiv-faq-toggle-btn i {
    font-size: 14px;
    color: #94a3b8;
    transition: transform 0.25s ease;
}

.beehiiv-faq-item.open .beehiiv-faq-toggle-btn i {
    transform: rotate(180deg);
    color: #38bdf8;
}

.beehiiv-faq-body {
    display: none;
    font-size: 14.5px;
    line-height: 1.7;
    color: #94a3b8;
    padding-top: 12px;
}

.beehiiv-faq-item.open .beehiiv-faq-body { display: block; }

/* Beehiiv Bottom CTA */
.beehiiv-bottom-cta-section {
    background: radial-gradient(circle at center, #0e1e38 0%, #060e1a 100%);
    border: 1px solid rgba(0, 174, 239, 0.25);
    border-radius: 20px;
    padding: 60px 24px;
    margin-bottom: 44px;
    text-align: center;
    box-shadow: 0 20px 50px -10px rgba(0, 0, 0, 0.6);
}

.beehiiv-bottom-cta-title {
    font-family: var(--ccl-font-head);
    font-size: 38px;
    font-weight: 900;
    color: #ffffff;
    text-transform: uppercase;
    letter-spacing: -1px;
    margin-bottom: 22px;
    line-height: 1.15;
}

.beehiiv-primary-cta-btn {
    background: linear-gradient(135deg, #2563eb 0%, #0284c7 100%);
    color: #ffffff;
    font-family: var(--ccl-font-head);
    font-size: 16px;
    font-weight: 800;
    padding: 14px 34px;
    border-radius: 8px;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 10px;
    box-shadow: 0 4px 20px rgba(37, 99, 235, 0.4);
    transition: all 0.25s ease;
}

.beehiiv-primary-cta-btn:hover {
    background: linear-gradient(135deg, #1d4ed8 0%, #0369a1 100%);
    transform: translateY(-2px);
    box-shadow: 0 8px 25px rgba(37, 99, 235, 0.55);
}

/* ==========================================================================
   6. BANKRATE & ZILLOW STYLE INTERACTIVE CALCULATOR ENGINE STYLES
   ========================================================================== */
.ccl-calc-master-card {
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 18px;
    padding: 32px 28px;
    margin-bottom: 36px;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.05);
}

/* Multi-Currency Header */
.ccl-currency-header {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 24px;
    padding-bottom: 16px;
    border-bottom: 1px solid #f1f5f9;
    flex-wrap: wrap;
}

.currency-label {
    font-family: var(--ccl-font-head);
    font-size: 13.5px;
    font-weight: 800;
    color: #475569;
    display: inline-flex;
    align-items: center;
    gap: 6px;
}

.currency-pills-row {
    display: flex;
    flex-wrap: wrap;
    gap: 6px;
}

.ccl-curr-btn {
    background: #f8fafc;
    border: 1px solid #cbd5e1;
    border-radius: 20px;
    padding: 4px 12px;
    font-family: var(--ccl-font-head);
    font-size: 12px;
    font-weight: 700;
    color: #475569;
    cursor: pointer;
    transition: all 0.2s ease;
}

.ccl-curr-btn:hover,
.ccl-curr-btn.active {
    background: #0284c7;
    border-color: #0284c7;
    color: #ffffff;
}

/* 2-Column Responsive Layout */
.ccl-calc-two-col {
    display: grid;
    grid-template-columns: 1fr;
    gap: 36px;
}

@media (min-width: 900px) {
    .ccl-calc-two-col {
        grid-template-columns: 1.15fr 1fr;
        gap: 40px;
    }
}

/* Form Groups & Inputs */
.ccl-form-group {
    margin-bottom: 22px;
}

.ccl-form-group label {
    display: block;
    font-family: var(--ccl-font-head);
    font-size: 14px;
    font-weight: 800;
    color: #0f172a;
    margin-bottom: 8px;
}

.ccl-grid-2 {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}

@media (max-width: 500px) {
    .ccl-grid-2 { grid-template-columns: 1fr; }
}

.ccl-input-with-symbol {
    position: relative;
    display: flex;
    align-items: center;
}

.ccl-input-symbol {
    position: absolute;
    left: 14px;
    font-weight: 700;
    color: #64748b;
    font-size: 15px;
    pointer-events: none;
}

.ccl-form-control {
    width: 100%;
    padding: 11px 14px 11px 36px;
    border: 1.5px solid #cbd5e1;
    border-radius: 10px;
    font-size: 16px;
    font-weight: 700;
    color: #0f172a;
    background: #f8fafc;
    outline: none;
    transition: all 0.2s ease;
}

.ccl-form-control:focus {
    border-color: #0284c7;
    background: #ffffff;
    box-shadow: 0 0 0 3px rgba(2, 132, 199, 0.15);
}

/* Custom Sliders */
.ccl-range-slider {
    width: 100%;
    height: 6px;
    background: #e2e8f0;
    border-radius: 4px;
    outline: none;
    margin-top: 10px;
    -webkit-appearance: none;
    appearance: none;
}

.ccl-range-slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: #0284c7;
    cursor: pointer;
    box-shadow: 0 0 8px rgba(2, 132, 199, 0.5);
    border: 2px solid #ffffff;
}

.ccl-range-slider::-moz-range-thumb {
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: #0284c7;
    cursor: pointer;
    border: 2px solid #ffffff;
}

/* Term Pills */
.ccl-term-pills-row {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
}

.term-btn {
    flex: 1;
    min-width: 90px;
    padding: 9px 12px;
    background: #f1f5f9;
    border: 1px solid #cbd5e1;
    border-radius: 8px;
    font-family: var(--ccl-font-head);
    font-size: 13px;
    font-weight: 800;
    color: #334155;
    cursor: pointer;
    text-align: center;
    transition: all 0.2s ease;
}

.term-btn:hover,
.term-btn.active {
    background: #0284c7;
    border-color: #0284c7;
    color: #ffffff;
}

/* Results Pane */
.ccl-calc-results-pane {
    background: #f8fafc;
    border: 1px solid #e2e8f0;
    border-radius: 14px;
    padding: 24px;
    display: flex;
    flex-direction: column;
}

.ccl-summary-highlight-card {
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-top: 4px solid #0284c7;
    border-radius: 12px;
    padding: 18px 20px;
    text-align: center;
    margin-bottom: 24px;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.03);
}

.summary-label {
    font-family: var(--ccl-font-head);
    font-size: 13px;
    font-weight: 800;
    color: #64748b;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: 6px;
}

.summary-total-amount {
    font-family: var(--ccl-font-head);
    font-size: 36px;
    font-weight: 900;
    color: #0284c7;
    line-height: 1.1;
    margin-bottom: 4px;
}

.summary-subtext {
    font-size: 12px;
    color: #64748b;
}

/* DONUT CHART CONTAINER CONSTRAINTS (PREVENTS GIANT EXPANSION) */
.ccl-donut-container {
    display: flex;
    justify-content: center;
    align-items: center;
    margin-bottom: 24px;
}

.ccl-donut-canvas-wrap {
    position: relative !important;
    width: 220px !important;
    height: 220px !important;
    max-width: 220px !important;
    max-height: 220px !important;
    margin: 0 auto !important;
}

.ccl-donut-canvas-wrap canvas {
    width: 220px !important;
    height: 220px !important;
    max-width: 220px !important;
    max-height: 220px !important;
    display: block !important;
}

.ccl-donut-center-label {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    text-align: center;
    pointer-events: none;
}

.center-title {
    display: block;
    font-size: 11px;
    font-weight: 700;
    color: #64748b;
    text-transform: uppercase;
}

.center-val {
    display: block;
    font-family: var(--ccl-font-head);
    font-size: 17px;
    font-weight: 900;
    color: #0f172a;
}

/* Breakdown Legend */
.ccl-breakdown-legend {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.legend-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 8px 0;
    font-size: 13.5px;
    border-bottom: 1px dashed #e2e8f0;
}

.legend-left {
    display: flex;
    align-items: center;
    gap: 8px;
}

.legend-color-dot {
    width: 10px;
    height: 10px;
    border-radius: 50%;
    display: inline-block;
}

.legend-title {
    color: #334155;
    font-weight: 600;
}

.legend-amount {
    font-family: var(--ccl-font-head);
    font-weight: 800;
    color: #0f172a;
}

.legend-total-row {
    border-bottom: none;
    border-top: 2px solid #e2e8f0;
    padding-top: 12px;
    font-size: 14.5px;
}

.legend-total-row .legend-title {
    font-weight: 800;
    color: #0f172a;
}

.legend-total-row .legend-amount {
    font-size: 16px;
    color: #0284c7;
}

/* Extra Drawer & Prepayment */
.ccl-extra-drawer {
    margin-top: 28px;
    border-top: 1px solid #e2e8f0;
    padding-top: 20px;
}

.extra-drawer-toggle {
    width: 100%;
    background: #f8fafc;
    border: 1px solid #cbd5e1;
    border-radius: 10px;
    padding: 12px 18px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-family: var(--ccl-font-head);
    font-size: 14.5px;
    font-weight: 800;
    color: #0f172a;
    cursor: pointer;
    transition: all 0.2s ease;
}

.extra-drawer-toggle:hover {
    background: #e0f2fe;
    border-color: #0284c7;
    color: #0284c7;
}

.extra-drawer-toggle.open i.toggle-arrow {
    transform: rotate(180deg);
}

.ccl-savings-badge-box {
    background: #ecfdf5;
    border: 1px solid #6ee7b7;
    border-radius: 10px;
    padding: 14px 18px;
    font-size: 14px;
    color: #065f46;
    margin-top: 16px;
    display: flex;
    align-items: center;
    gap: 10px;
}

/* Amortization Table */
.ccl-schedule-wrap {
    margin-top: 36px;
    border-top: 1px solid #e2e8f0;
    padding-top: 28px;
}

.schedule-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 14px;
    margin-bottom: 18px;
}

.schedule-title {
    font-family: var(--ccl-font-head);
    font-size: 20px;
    font-weight: 800;
    color: #0f172a;
    margin: 0;
}

.schedule-view-pills {
    display: flex;
    gap: 6px;
}

.view-pill {
    padding: 6px 14px;
    background: #f1f5f9;
    border: 1px solid #cbd5e1;
    border-radius: 6px;
    font-family: var(--ccl-font-head);
    font-size: 12.5px;
    font-weight: 700;
    color: #475569;
    cursor: pointer;
}

.view-pill.active {
    background: #0284c7;
    border-color: #0284c7;
    color: #ffffff;
}

.schedule-table-scroll {
    overflow-x: auto;
    border-radius: 10px;
    border: 1px solid #e2e8f0;
}

.ccl-table {
    width: 100%;
    border-collapse: collapse;
    font-size: 13.5px;
    text-align: left;
}

.ccl-table th {
    background: #f8fafc;
    padding: 12px 14px;
    font-weight: 800;
    color: #334155;
    border-bottom: 2px solid #e2e8f0;
}

.ccl-table td {
    padding: 10px 14px;
    border-bottom: 1px solid #f1f5f9;
    color: #1e293b;
}

.ccl-table tr:hover td {
    background: #f8fafc;
}

/* ==========================================================================
   7. A-Z DIRECTORY INDEX STYLES
   ========================================================================== */
.tools-view-all-wrap {
    text-align: center;
    margin-top: 36px;
    padding-top: 24px;
    border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.tools-view-all-btn {
    background: linear-gradient(135deg, #0284c7 0%, #00aeef 100%);
    color: #ffffff !important;
    font-family: var(--ccl-font-head);
    font-size: 15px;
    font-weight: 800;
    padding: 14px 32px;
    border-radius: 30px;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 10px;
    box-shadow: 0 4px 20px rgba(0, 174, 239, 0.4);
    transition: all 0.25s ease;
}

.tools-view-all-btn:hover {
    background: linear-gradient(135deg, #0369a1 0%, #0284c7 100%);
    transform: translateY(-2px);
    box-shadow: 0 8px 25px rgba(0, 174, 239, 0.6);
}

.tools-az-navbar {
    background: #080f1d;
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-radius: 14px;
    padding: 12px 18px;
    margin-bottom: 36px;
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 6px;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.2);
}

.az-letter-btn {
    width: 34px;
    height: 34px;
    border-radius: 8px;
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.08);
    color: #cbd5e1;
    font-family: var(--ccl-font-head);
    font-size: 13.5px;
    font-weight: 800;
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    transition: all 0.2s ease;
    text-decoration: none;
}

.az-letter-btn.btn-all { width: auto; padding: 0 12px; }

.az-letter-btn:hover,
.az-letter-btn.active {
    background: #0284c7;
    border-color: #38bdf8;
    color: #ffffff;
    box-shadow: 0 0 10px rgba(0, 174, 239, 0.4);
}

.az-letter-btn.disabled {
    opacity: 0.3;
    cursor: not-allowed;
    pointer-events: none;
}

.az-group-container { margin-bottom: 40px; }

.az-letter-header {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 20px;
    padding-bottom: 10px;
    border-bottom: 2px solid #0284c7;
}

.az-letter-circle {
    width: 42px;
    height: 42px;
    border-radius: 12px;
    background: #06101e;
    border: 1px solid #38bdf8;
    color: #38bdf8;
    font-family: var(--ccl-font-head);
    font-size: 20px;
    font-weight: 900;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 0 15px rgba(0, 174, 239, 0.3);
}

.az-letter-title {
    font-family: var(--ccl-font-head);
    font-size: 24px;
    font-weight: 800;
    color: #0f172a;
    margin: 0;
}

.az-tools-list-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 14px;
}

@media (min-width: 768px) {
    .az-tools-list-grid { grid-template-columns: repeat(2, 1fr); }
}

.az-tool-list-item {
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 12px;
    padding: 16px 20px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    text-decoration: none;
    transition: all 0.2s ease;
    box-shadow: 0 2px 4px rgba(0, 0, 0, 0.02);
}

.az-tool-list-item:hover {
    border-color: #0284c7;
    transform: translateX(4px);
    box-shadow: 0 4px 15px rgba(2, 132, 199, 0.12);
}

.az-item-left {
    display: flex;
    align-items: center;
    gap: 14px;
}

.az-item-icon {
    width: 40px;
    height: 40px;
    border-radius: 10px;
    background: #f0f9ff;
    color: #0284c7;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    flex-shrink: 0;
}

.az-item-title {
    font-family: var(--ccl-font-head);
    font-size: 15.5px;
    font-weight: 800;
    color: #0f172a;
    margin-bottom: 3px;
}

.az-tool-list-item:hover .az-item-title { color: #0284c7; }

.az-item-cat {
    font-size: 11px;
    font-weight: 700;
    color: #64748b;
    text-transform: uppercase;
}

.az-item-action {
    font-size: 14px;
    color: #94a3b8;
    display: flex;
    align-items: center;
    gap: 4px;
    flex-shrink: 0;
}

.az-tool-list-item:hover .az-item-action {
    color: #0284c7;
    transform: translateX(3px);
}

/* ==========================================================================
   8. TOOLS FOOTER
   ========================================================================== */
.tools-footer-master {
    background: #06101e;
    color: #cbd5e1;
    padding: 60px 0 30px;
    border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.tools-footer-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 36px;
    margin-bottom: 40px;
}

@media (min-width: 640px) {
    .tools-footer-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (min-width: 1024px) {
    .tools-footer-grid { grid-template-columns: 1.4fr 1fr 1fr 1fr; }
}

.tools-footer-col {
    display: flex;
    flex-direction: column;
}

.tools-footer-desc {
    font-size: 14px;
    line-height: 1.6;
    color: #94a3b8;
    margin-bottom: 18px;
}

.tools-footer-socials {
    display: flex;
    gap: 10px;
}

.tools-footer-socials a {
    width: 34px;
    height: 34px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.1);
    color: #cbd5e1;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 14px;
    transition: all 0.2s ease;
    text-decoration: none;
}

.tools-footer-socials a:hover {
    background: #0284c7;
    color: #ffffff;
    border-color: #0284c7;
}

.tools-footer-title {
    font-family: var(--ccl-font-head);
    font-size: 15px;
    font-weight: 800;
    color: #ffffff;
    margin-bottom: 16px;
    display: flex;
    align-items: center;
    gap: 8px;
}

.tools-footer-links {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.tools-footer-links li a {
    font-size: 13.5px;
    color: #94a3b8;
    text-decoration: none;
    transition: color 0.2s ease;
}

.tools-footer-links li a:hover {
    color: #38bdf8;
    padding-left: 2px;
}

.tools-footer-disclaimer {
    background: rgba(255, 255, 255, 0.03);
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-radius: 10px;
    padding: 16px 20px;
    font-size: 12.5px;
    line-height: 1.6;
    color: #64748b;
    margin-bottom: 30px;
}

.tools-footer-disclaimer strong { color: #94a3b8; }

.tools-footer-legal-bar {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 16px;
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    padding-top: 24px;
    font-size: 13px;
    color: #64748b;
}

.tools-legal-copyright strong { color: #cbd5e1; }

.tools-legal-nav {
    display: flex;
    flex-wrap: wrap;
    gap: 16px;
}

.tools-legal-nav a {
    color: #94a3b8;
    text-decoration: none;
    transition: color 0.2s ease;
}

.tools-legal-nav a:hover { color: #38bdf8; }

/* ==========================================================================
   COUNTRY & CATEGORY PILLS STYLES
   ========================================================================== */
.ccl-country-tabs-nav {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
}

.ccl-country-tab {
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.15);
    border-radius: 20px;
    padding: 7px 16px;
    font-family: var(--ccl-font-head);
    font-size: 13px;
    font-weight: 700;
    color: #cbd5e1;
    cursor: pointer;
    transition: all 0.2s ease;
}

.ccl-country-tab:hover,
.ccl-country-tab.active {
    background: #0284c7;
    border-color: #38bdf8;
    color: #ffffff;
    box-shadow: 0 0 12px rgba(0, 174, 239, 0.35);
}

.az-country-pill,
.az-cat-pill {
    background: #f8fafc;
    border: 1px solid #cbd5e1;
    border-radius: 20px;
    padding: 6px 14px;
    font-family: var(--ccl-font-head);
    font-size: 12.5px;
    font-weight: 700;
    color: #334155;
    cursor: pointer;
    transition: all 0.2s ease;
}

.az-country-pill:hover,
.az-country-pill.active,
.az-cat-pill:hover,
.az-cat-pill.active {
    background: #0284c7;
    border-color: #0284c7;
    color: #ffffff;
}
.az-country-pill.active i,
.az-cat-pill.active i {
    color: #ffffff !important;
}

/* ==========================================================================
   SINGLE TOOL PAGE FAQ ACCORDION STYLES (HIGH-CONTRAST LIGHT MODE)
   ========================================================================== */
.single-post-body .beehiiv-faq-list,
.zillow-content-wrapper .beehiiv-faq-list {
    display: flex;
    flex-direction: column;
    margin: 24px 0 36px;
}

.single-post-body .beehiiv-faq-item,
.zillow-content-wrapper .beehiiv-faq-item {
    border-top: 1px solid #e2e8f0 !important;
    padding: 18px 0 !important;
    background: transparent !important;
}

.single-post-body .beehiiv-faq-item:last-child,
.zillow-content-wrapper .beehiiv-faq-item:last-child {
    border-bottom: 1px solid #e2e8f0 !important;
}

.single-post-body .beehiiv-faq-toggle-btn,
.zillow-content-wrapper .beehiiv-faq-toggle-btn {
    width: 100%;
    background: none !important;
    border: none !important;
    padding: 0 !important;
    font-family: var(--ccl-font-head) !important;
    font-size: 17.5px !important;
    font-weight: 800 !important;
    color: #0f172a !important;
    text-align: left !important;
    display: flex !important;
    justify-content: space-between !important;
    align-items: center !important;
    cursor: pointer !important;
    gap: 16px !important;
    transition: color 0.2s ease !important;
}

.single-post-body .beehiiv-faq-toggle-btn:hover,
.zillow-content-wrapper .beehiiv-faq-toggle-btn:hover,
.single-post-body .beehiiv-faq-item.open .beehiiv-faq-toggle-btn,
.zillow-content-wrapper .beehiiv-faq-item.open .beehiiv-faq-toggle-btn {
    color: #0284c7 !important;
}

.single-post-body .beehiiv-faq-toggle-btn i,
.zillow-content-wrapper .beehiiv-faq-toggle-btn i {
    font-size: 14px !important;
    color: #64748b !important;
    transition: transform 0.25s ease !important;
}

.single-post-body .beehiiv-faq-item.open .beehiiv-faq-toggle-btn i,
.zillow-content-wrapper .beehiiv-faq-item.open .beehiiv-faq-toggle-btn i {
    transform: rotate(180deg) !important;
    color: #0284c7 !important;
}

.single-post-body .beehiiv-faq-body,
.zillow-content-wrapper .beehiiv-faq-body {
    display: none;
    font-size: 15.5px !important;
    line-height: 1.75 !important;
    color: #334155 !important;
    padding-top: 14px !important;
}

.single-post-body .beehiiv-faq-item.open .beehiiv-faq-body,
.zillow-content-wrapper .beehiiv-faq-item.open .beehiiv-faq-body {
    display: block !important;
}

/* ==========================================================================
   ZILLOW-GRADE COMPONENT STYLES
   ========================================================================== */
.zillow-outline-btn {
    display: inline-block;
    padding: 8px 18px;
    background: #ffffff;
    border: 1.5px solid #006aff;
    border-radius: 6px;
    font-family: var(--ccl-font-head);
    font-size: 13px;
    font-weight: 800;
    color: #006aff;
    text-decoration: none;
    transition: all 0.2s ease;
}

.zillow-outline-btn:hover {
    background: #006aff;
    color: #ffffff;
}

.zillow-mini-card:hover {
    border-color: #006aff !important;
    box-shadow: 0 4px 12px rgba(0, 106, 255, 0.1);
    transform: translateY(-2px);
}

/* ==========================================================================
   INPUT SYMBOL OVERLAP FIX & COMPREHENSIVE MOBILE RESPONSIVE POLISH
   ========================================================================== */
.ccl-input-with-symbol {
    position: relative !important;
    display: flex !important;
    align-items: center !important;
    width: 100% !important;
}

.ccl-input-symbol {
    position: absolute !important;
    left: 14px !important;
    top: 50% !important;
    transform: translateY(-50%) !important;
    font-family: var(--ccl-font-head) !important;
    font-weight: 800 !important;
    color: #0284c7 !important;
    font-size: 15px !important;
    pointer-events: none !important;
    z-index: 5 !important;
    line-height: 1 !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
}

.ccl-input-with-symbol .ccl-form-control,
.ccl-input-with-symbol input[type="number"],
.ccl-input-with-symbol input[type="text"] {
    padding-left: 50px !important;
    padding-right: 14px !important;
    font-family: var(--ccl-font-head) !important;
    font-weight: 700 !important;
    font-size: 16.5px !important;
    color: #0f172a !important;
    width: 100% !important;
    box-sizing: border-box !important;
    background: #ffffff !important;
    border: 1.5px solid #cbd5e1 !important;
    border-radius: 8px !important;
    height: 48px !important;
}

.ccl-input-with-symbol .ccl-form-control:focus,
.ccl-input-with-symbol input[type="number"]:focus {
    border-color: #0284c7 !important;
    box-shadow: 0 0 0 3px rgba(2, 132, 199, 0.15) !important;
    outline: none !important;
}

/* ==========================================================================
   MOBILE RESPONSIVE MASTER STYLES (< 768px)
   ========================================================================== */
@media (max-width: 768px) {
    .ccl-container {
        padding-left: 14px !important;
        padding-right: 14px !important;
    }

    /* 1. Header & Navigation */
    .tools-nav-inner {
        padding: 12px 0 !important;
    }
    .tools-brand-logo .tools-logo-text {
        font-size: 18px !important;
    }
    .tools-desktop-nav,
    .tools-header-actions {
        display: none !important;
    }
    .tools-mobile-toggle {
        display: flex !important;
    }

    /* 2. Hero & Subtitles */
    .beehiiv-hero-title {
        font-size: 32px !important;
        line-height: 1.15 !important;
    }
    .zillow-page-header h1,
    .single-post-title {
        font-size: 26px !important;
        line-height: 1.2 !important;
    }
    .zillow-page-header p,
    .single-tool-intro-summary {
        font-size: 14px !important;
        line-height: 1.6 !important;
    }

    /* 3. Horizontal Scrollable Navigation Rows */
    .currency-pills-row,
    .refrens-country-tabs-row,
    .refrens-filter-pills-row,
    .ccl-term-pills-row,
    .az-alpha-bar {
        display: flex !important;
        flex-wrap: nowrap !important;
        overflow-x: auto !important;
        -webkit-overflow-scrolling: touch !important;
        gap: 6px !important;
        padding-bottom: 6px !important;
        scrollbar-width: none !important;
    }
    .currency-pills-row::-webkit-scrollbar,
    .refrens-country-tabs-row::-webkit-scrollbar,
    .refrens-filter-pills-row::-webkit-scrollbar,
    .ccl-term-pills-row::-webkit-scrollbar,
    .az-alpha-bar::-webkit-scrollbar {
        display: none !important;
    }
    .ccl-curr-btn,
    .refrens-country-tab-btn,
    .refrens-filter-btn,
    .ccl-term-pills-row .term-btn,
    .preset-rate-btn,
    .az-alpha-btn {
        flex-shrink: 0 !important;
        white-space: nowrap !important;
        font-size: 12px !important;
        padding: 6px 12px !important;
    }

    /* 4. Calculator Card Layout */
    .ccl-calc-master-card {
        padding: 18px 14px !important;
        border-radius: 12px !important;
    }
    .ccl-calc-two-col {
        grid-template-columns: 1fr !important;
        gap: 22px !important;
    }
    .ccl-grid-2 {
        grid-template-columns: 1fr !important;
        gap: 12px !important;
    }
    .summary-total-amount {
        font-size: 30px !important;
    }
    .ccl-donut-canvas-wrap {
        width: 180px !important;
        height: 180px !important;
    }

    /* 5. Tool Grids & Lists */
    .refrens-tools-grid {
        grid-template-columns: 1fr !important;
        gap: 14px !important;
    }
    .az-tools-grid {
        grid-template-columns: 1fr !important;
        gap: 10px !important;
    }
    .single-post-body {
        padding: 22px 16px !important;
        border-radius: 10px !important;
    }
    .zillow-explore-banner {
        padding: 20px 16px !important;
    }
    .author-eeat-card {
        padding: 20px 16px !important;
    }
    .author-eeat-header {
        flex-direction: column !important;
        align-items: flex-start !important;
        gap: 12px !important;
    }

    /* 6. Tables & Scroll */
    .schedule-table-scroll {
        overflow-x: auto !important;
        -webkit-overflow-scrolling: touch !important;
        width: 100% !important;
        display: block !important;
    }
    .ccl-table th,
    .ccl-table td {
        padding: 10px 12px !important;
        font-size: 13px !important;
        white-space: nowrap !important;
    }
}

/* ==========================================================================
   HOW IT WORKS 4-STEP GRID STYLES
   ========================================================================== */
.refrens-how-it-works-section {
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 16px;
    padding: 48px 36px;
    margin-bottom: 44px;
    box-shadow: 0 4px 16px rgba(0, 0, 0, 0.02);
}

.how-it-works-header h2 {
    font-family: var(--ccl-font-head);
    font-size: 32px;
    font-weight: 900;
    color: #0f172a;
    line-height: 1.2;
}

.how-it-works-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: 20px;
}

.how-step-card {
    background: #f8fafc;
    border: 1px solid #e2e8f0;
    border-radius: 12px;
    padding: 24px 20px;
    position: relative;
    transition: all 0.25s ease;
}

.how-step-card:hover {
    border-color: #006aff;
    background: #ffffff;
    box-shadow: 0 8px 24px rgba(0, 106, 255, 0.08);
    transform: translateY(-3px);
}

.how-step-number {
    font-family: var(--ccl-font-head);
    font-size: 28px;
    font-weight: 900;
    color: #006aff;
    line-height: 1;
    margin-bottom: 12px;
    opacity: 0.9;
}

.how-step-title {
    font-family: var(--ccl-font-head);
    font-size: 16px;
    font-weight: 800;
    color: #0f172a;
    margin-bottom: 8px;
}

.how-step-desc {
    font-size: 13.5px;
    color: #64748b;
    line-height: 1.55;
    margin: 0;
}

/* ==========================================================================
   RANGE SLIDER LUXURY RESTYLING
   ========================================================================== */
.ccl-range-slider {
    -webkit-appearance: none;
    appearance: none;
    width: 100%;
    height: 6px;
    background: #e2e8f0;
    border-radius: 6px;
    outline: none;
    margin-top: 10px;
    margin-bottom: 6px;
    cursor: pointer;
    transition: background 0.2s ease;
}

.ccl-range-slider:hover {
    background: #cbd5e1;
}

.ccl-range-slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 18px;
    height: 18px;
    border-radius: 50%;
    background: #006aff;
    cursor: pointer;
    box-shadow: 0 2px 6px rgba(0, 106, 255, 0.4);
    border: 2.5px solid #ffffff;
    transition: transform 0.15s ease, background-color 0.15s ease;
}

.ccl-range-slider::-webkit-slider-thumb:hover {
    transform: scale(1.2);
    background: #0052cc;
}

.ccl-range-slider::-moz-range-thumb {
    width: 18px;
    height: 18px;
    border-radius: 50%;
    background: #006aff;
    cursor: pointer;
    box-shadow: 0 2px 6px rgba(0, 106, 255, 0.4);
    border: 2.5px solid #ffffff;
}

/* ==========================================================================
   BEEHIIV LUXURY DARK FAQ SECTION (SIGNATURE DESIGN)
   ========================================================================== */
.beehiiv-faq-section {
    background: #080f1d !important;
    border: 1px solid rgba(255, 255, 255, 0.08) !important;
    border-radius: 20px !important;
    padding: 48px 36px !important;
    margin-bottom: 44px !important;
    box-shadow: 0 20px 40px -10px rgba(0, 0, 0, 0.5) !important;
}

.beehiiv-faq-section .beehiiv-faq-left-title {
    color: #ffffff !important;
}

.beehiiv-faq-section .beehiiv-faq-item {
    border-top: 1px solid rgba(255, 255, 255, 0.12) !important;
}

.beehiiv-faq-section .beehiiv-faq-item:last-child {
    border-bottom: 1px solid rgba(255, 255, 255, 0.12) !important;
}

.beehiiv-faq-section .beehiiv-faq-toggle-btn {
    color: #ffffff !important;
}

.beehiiv-faq-section .beehiiv-faq-toggle-btn:hover {
    color: #38bdf8 !important;
}

.beehiiv-faq-section .beehiiv-faq-body {
    color: #94a3b8 !important;
}

/* ==========================================================================
   NAVIGATION COUNTRY DROPDOWN LUXURY STYLES
   ========================================================================== */
.tools-dropdown-item {
    position: relative !important;
    display: inline-block !important;
}

.tools-dropdown-toggle {
    display: inline-flex !important;
    align-items: center !important;
    cursor: pointer !important;
    gap: 4px !important;
}

.tools-dropdown-menu {
    position: absolute !important;
    top: 100% !important;
    left: 0 !important;
    min-width: 220px !important;
    background: #080f1d !important;
    border: 1px solid rgba(56, 189, 248, 0.25) !important;
    border-radius: 12px !important;
    padding: 8px 0 !important;
    margin-top: 10px !important;
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.6) !important;
    list-style: none !important;
    display: none !important;
    z-index: 9999 !important;
    backdrop-filter: blur(14px) !important;
}

.tools-dropdown-item:hover .tools-dropdown-menu,
.tools-dropdown-item:focus-within .tools-dropdown-menu {
    display: block !important;
    animation: cclDropdownAnim 0.2s cubic-bezier(0.16, 1, 0.3, 1) forwards !important;
}

@keyframes cclDropdownAnim {
    from {
        opacity: 0;
        transform: translateY(8px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.tools-dropdown-menu li {
    margin: 0 !important;
    padding: 0 !important;
    display: block !important;
}

.tools-dropdown-menu li a {
    display: flex !important;
    align-items: center !important;
    gap: 12px !important;
    padding: 10px 18px !important;
    color: #e2e8f0 !important;
    text-decoration: none !important;
    font-size: 13.5px !important;
    font-weight: 600 !important;
    transition: all 0.15s ease !important;
}

.tools-dropdown-menu li a:hover {
    background: rgba(56, 189, 248, 0.14) !important;
    color: #38bdf8 !important;
    padding-left: 22px !important;
}

.tools-dropdown-menu li a span {
    font-size: 16px !important;
}

/* ==========================================================================
   CATEGORY & COUNTRY ARCHIVES LUXURY DESIGN
   ========================================================================== */
.category-country-hero-banner {
    background: #080f1d !important;
    border: 1px solid rgba(56, 189, 248, 0.25) !important;
    border-radius: 16px !important;
    padding: 44px 36px !important;
    margin-bottom: 32px !important;
    box-shadow: 0 16px 40px rgba(0, 0, 0, 0.35) !important;
}

.hero-badge-pill {
    display: inline-flex !important;
    align-items: center !important;
    gap: 6px !important;
    background: rgba(56, 189, 248, 0.15) !important;
    color: #38bdf8 !important;
    border: 1px solid rgba(56, 189, 248, 0.3) !important;
    padding: 5px 12px !important;
    border-radius: 20px !important;
    font-size: 12px !important;
    font-weight: 700 !important;
    margin-bottom: 14px !important;
    text-transform: uppercase !important;
}

.hero-main-heading {
    font-family: var(--ccl-font-head) !important;
    font-size: 38px !important;
    font-weight: 900 !important;
    color: #ffffff !important;
    line-height: 1.15 !important;
    margin-bottom: 12px !important;
    text-transform: uppercase !important;
    letter-spacing: -0.5px !important;
}

.hero-main-subtext {
    font-size: 15.5px !important;
    color: #94a3b8 !important;
    line-height: 1.6 !important;
    max-width: 860px !important;
    margin: 0 !important;
}

/* Category & Country Card Grid (Crisp White Luxury Cards) */
.refrens-tools-grid-section .refrens-tools-grid {
    display: grid !important;
    grid-template-columns: repeat(auto-fill, minmax(260px, 1fr)) !important;
    gap: 20px !important;
}

.refrens-tools-grid-section .refrens-tool-card {
    background: #ffffff !important;
    border: 1.5px solid #e2e8f0 !important;
    border-radius: 14px !important;
    padding: 22px 20px !important;
    display: flex !important;
    flex-direction: column !important;
    justify-content: space-between !important;
    transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1) !important;
    box-shadow: 0 4px 14px rgba(0, 0, 0, 0.03) !important;
}

.refrens-tools-grid-section .refrens-tool-card:hover {
    background: #ffffff !important;
    border-color: #006aff !important;
    transform: translateY(-4px) !important;
    box-shadow: 0 14px 30px rgba(0, 106, 255, 0.12) !important;
}

.refrens-card-top {
    display: flex !important;
    justify-content: space-between !important;
    align-items: center !important;
    margin-bottom: 14px !important;
}

.refrens-card-icon-wrap {
    width: 44px !important;
    height: 44px !important;
    border-radius: 10px !important;
    background: #eff6ff !important;
    color: #006aff !important;
    border: 1px solid #dbeafe !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    font-size: 18px !important;
    transition: all 0.2s ease !important;
}

.refrens-tool-card:hover .refrens-card-icon-wrap {
    transform: scale(1.1) !important;
    background: #006aff !important;
    color: #ffffff !important;
    border-color: #006aff !important;
}

.refrens-country-badge {
    background: #f1f5f9 !important;
    color: #475569 !important;
    border: 1px solid #cbd5e1 !important;
    padding: 3px 9px !important;
    border-radius: 6px !important;
    font-size: 11px !important;
    font-weight: 700 !important;
    text-transform: uppercase !important;
    letter-spacing: 0.3px !important;
}

.refrens-card-title {
    font-family: var(--ccl-font-head) !important;
    font-size: 17px !important;
    font-weight: 800 !important;
    line-height: 1.35 !important;
    margin: 0 0 8px !important;
}

.refrens-card-title a {
    color: #0f172a !important;
    text-decoration: none !important;
    transition: color 0.15s ease !important;
}

.refrens-tool-card:hover .refrens-card-title a {
    color: #006aff !important;
}

.refrens-card-desc {
    font-size: 13.5px !important;
    color: #64748b !important;
    line-height: 1.55 !important;
    margin-bottom: 16px !important;
    display: -webkit-box !important;
    -webkit-line-clamp: 3 !important;
    -webkit-box-orient: vertical !important;
    overflow: hidden !important;
}

.refrens-card-action {
    font-family: var(--ccl-font-head) !important;
    font-size: 13.5px !important;
    font-weight: 800 !important;
    color: #006aff !important;
    display: inline-flex !important;
    align-items: center !important;
    gap: 6px !important;
    text-decoration: none !important;
    margin-top: auto !important;
    transition: gap 0.2s ease, color 0.2s ease !important;
}

.refrens-tool-card:hover .refrens-card-action {
    gap: 10px !important;
    color: #0052cc !important;
}

/* Avatar Initials Badge */
.author-avatar-initials {
    width: 58px !important;
    height: 58px !important;
    border-radius: 50% !important;
    background: linear-gradient(135deg, #006aff, #0284c7) !important;
    color: #ffffff !important;
    font-family: var(--ccl-font-head) !important;
    font-size: 20px !important;
    font-weight: 900 !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    box-shadow: 0 4px 14px rgba(0, 106, 255, 0.35) !important;
}

/* ==========================================================================
   ENHANCED RANGE SLIDER LUXURY DESIGN & SPACING
   ========================================================================== */
.ccl-form-group {
    margin-bottom: 24px !important;
}

.ccl-form-group label {
    display: flex !important;
    align-items: center !important;
    gap: 8px !important;
    font-family: var(--ccl-font-head) !important;
    font-size: 14.5px !important;
    font-weight: 800 !important;
    color: #0f172a !important;
    margin-bottom: 10px !important;
}

.ccl-range-slider {
    -webkit-appearance: none !important;
    appearance: none !important;
    width: 100% !important;
    height: 8px !important;
    background: #e2e8f0;
    border-radius: 999px !important;
    outline: none !important;
    margin-top: 14px !important;
    margin-bottom: 12px !important;
    cursor: pointer !important;
    transition: background 0.15s ease !important;
    display: block !important;
}

.ccl-range-slider:hover {
    background: #cbd5e1;
}

.ccl-range-slider::-webkit-slider-thumb {
    -webkit-appearance: none !important;
    appearance: none !important;
    width: 22px !important;
    height: 22px !important;
    border-radius: 50% !important;
    background: #006aff !important;
    cursor: pointer !important;
    box-shadow: 0 2px 10px rgba(0, 106, 255, 0.45) !important;
    border: 3px solid #ffffff !important;
    transition: transform 0.15s ease, background-color 0.15s ease, box-shadow 0.15s ease !important;
}

.ccl-range-slider::-webkit-slider-thumb:hover {
    transform: scale(1.2) !important;
    background: #0052cc !important;
    box-shadow: 0 4px 14px rgba(0, 106, 255, 0.65) !important;
}

.ccl-range-slider::-moz-range-thumb {
    width: 22px !important;
    height: 22px !important;
    border-radius: 50% !important;
    background: #006aff !important;
    cursor: pointer !important;
    box-shadow: 0 2px 10px rgba(0, 106, 255, 0.45) !important;
    border: 3px solid #ffffff !important;
}

/* ==========================================================================
   AUDIT-READY PRINT & PDF EXPORT STYLESHEET
   ========================================================================== */
@media print {
    .tools-main-navbar,
    .zillow-breadcrumbs,
    .zillow-whats-next-section,
    .zillow-explore-banner,
    .beehiiv-faq-section,
    .tools-footer-main,
    .tools-mobile-drawer,
    .refrens-filter-nav,
    .ccl-country-tabs-nav,
    .amortization-actions,
    .ccl-range-slider,
    .cookie-banner,
    #wpadminbar {
        display: none !important;
    }

    body, .ccl-tools-site, main {
        background: #ffffff !important;
        color: #000000 !important;
        padding: 0 !important;
        margin: 0 !important;
    }

    .ccl-container {
        max-width: 100% !important;
        padding: 0 !important;
    }

    .ccl-calc-master-card {
        border: 1.5px solid #0f172a !important;
        box-shadow: none !important;
        page-break-inside: avoid !important;
        padding: 20px !important;
    }

    .schedule-table-scroll {
        max-height: none !important;
        overflow: visible !important;
    }

    .ccl-table {
        width: 100% !important;
        border-collapse: collapse !important;
        font-size: 11px !important;
    }

    .ccl-table th, .ccl-table td {
        border: 1px solid #cbd5e1 !important;
        padding: 6px 8px !important;
        color: #000000 !important;
    }
}

/* ==========================================================================
   PROMINENT REGIONAL COUNTRY FILTER BAR (TAXONOMY PAGES)
   ========================================================================== */
.prominent-country-filter-card {
    background: #ffffff !important;
    border: 1.5px solid #e2e8f0 !important;
    border-radius: 14px !important;
    padding: 18px 22px !important;
    margin-bottom: 20px !important;
    box-shadow: 0 4px 16px rgba(0, 0, 0, 0.03) !important;
}

.prominent-country-pills-row {
    display: flex !important;
    flex-wrap: wrap !important;
    gap: 10px !important;
}

.prominent-country-pill {
    display: inline-flex !important;
    align-items: center !important;
    gap: 8px !important;
    background: #f8fafc !important;
    color: #1e293b !important;
    border: 1.5px solid #cbd5e1 !important;
    padding: 9px 18px !important;
    border-radius: 30px !important;
    font-family: var(--ccl-font-head) !important;
    font-size: 13.5px !important;
    font-weight: 800 !important;
    cursor: pointer !important;
    transition: all 0.2s cubic-bezier(0.16, 1, 0.3, 1) !important;
    text-decoration: none !important;
}

.prominent-country-pill:hover {
    background: #ffffff !important;
    border-color: #006aff !important;
    color: #006aff !important;
    transform: translateY(-2px) !important;
    box-shadow: 0 6px 16px rgba(0, 106, 255, 0.15) !important;
}

.prominent-country-pill.active {
    background: #006aff !important;
    color: #ffffff !important;
    border-color: #006aff !important;
    box-shadow: 0 6px 18px rgba(0, 106, 255, 0.35) !important;
}

.prominent-country-pill .country-count-badge {
    background: #e2e8f0 !important;
    color: #475569 !important;
    font-size: 11px !important;
    font-weight: 800 !important;
    padding: 2px 8px !important;
    border-radius: 12px !important;
    transition: all 0.2s ease !important;
}

.prominent-country-pill.active .country-count-badge {
    background: rgba(255, 255, 255, 0.25) !important;
    color: #ffffff !important;
}

/* ==========================================================================
   PROMINENT CATEGORY SWITCHER GRID & CARDS
   ========================================================================== */
.prominent-category-nav-card {
    background: #ffffff !important;
    border: 1.5px solid #cbd5e1 !important;
    border-radius: 16px !important;
    padding: 20px 24px !important;
    margin-bottom: 32px !important;
    box-shadow: 0 6px 20px rgba(0, 0, 0, 0.04) !important;
}

.category-nav-header {
    display: flex !important;
    justify-content: space-between !important;
    align-items: center !important;
    margin-bottom: 16px !important;
    flex-wrap: wrap !important;
    gap: 8px !important;
}

.prominent-category-pills-grid {
    display: grid !important;
    grid-template-columns: repeat(auto-fill, minmax(190px, 1fr)) !important;
    gap: 12px !important;
}

.prominent-category-pill {
    display: flex !important;
    align-items: center !important;
    gap: 10px !important;
    background: #f8fafc !important;
    border: 1.5px solid #e2e8f0 !important;
    border-radius: 12px !important;
    padding: 10px 14px !important;
    text-decoration: none !important;
    transition: all 0.2s cubic-bezier(0.16, 1, 0.3, 1) !important;
}

.prominent-category-pill:hover {
    background: #ffffff !important;
    border-color: #006aff !important;
    transform: translateY(-2px) !important;
    box-shadow: 0 8px 18px rgba(0, 106, 255, 0.12) !important;
}

.prominent-category-pill.active {
    background: linear-gradient(135deg, #0f172a, #1e293b) !important;
    border-color: #0f172a !important;
    box-shadow: 0 8px 22px rgba(15, 23, 42, 0.25) !important;
}

.cat-pill-icon {
    width: 32px !important;
    height: 32px !important;
    border-radius: 8px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    font-size: 14px !important;
    flex-shrink: 0 !important;
    transition: all 0.2s ease !important;
}

.prominent-category-pill:hover .cat-pill-icon {
    transform: scale(1.1) !important;
}

.prominent-category-pill.active .cat-pill-icon {
    background: #38bdf8 !important;
    color: #0f172a !important;
}

.cat-pill-name {
    font-family: var(--ccl-font-head) !important;
    font-size: 13.5px !important;
    font-weight: 800 !important;
    color: #0f172a !important;
    line-height: 1.2 !important;
    flex-grow: 1 !important;
}

.prominent-category-pill:hover .cat-pill-name {
    color: #006aff !important;
}

.prominent-category-pill.active .cat-pill-name {
    color: #ffffff !important;
}

.cat-pill-badge {
    font-size: 11px !important;
    font-weight: 800 !important;
    background: #e2e8f0 !important;
    color: #475569 !important;
    padding: 2px 7px !important;
    border-radius: 10px !important;
    flex-shrink: 0 !important;
}

.prominent-category-pill.active .cat-pill-badge {
    background: rgba(255, 255, 255, 0.2) !important;
    color: #38bdf8 !important;
}

/* ==========================================================================
   ULTRA-PROMINENT FINTECH RANGE SLIDERS & CURRENCY TABS
   ========================================================================== */

/* 1. Catchy Currency Selector Card */
.ccl-currency-selector-card {
    background: #ffffff !important;
    border: 1.5px solid #cbd5e1 !important;
    border-radius: 14px !important;
    padding: 14px 18px !important;
    margin-bottom: 24px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: space-between !important;
    flex-wrap: wrap !important;
    gap: 12px !important;
    box-shadow: 0 4px 16px rgba(0, 0, 0, 0.03) !important;
}

.ccl-curr-label {
    font-family: var(--ccl-font-head) !important;
    font-size: 13.5px !important;
    font-weight: 800 !important;
    color: #0f172a !important;
    text-transform: uppercase !important;
    letter-spacing: 0.5px !important;
    display: flex !important;
    align-items: center !important;
    gap: 6px !important;
}

.ccl-curr-buttons-wrap {
    display: flex !important;
    flex-wrap: wrap !important;
    gap: 8px !important;
}

.ccl-curr-btn {
    background: #f8fafc !important;
    border: 1.5px solid #cbd5e1 !important;
    border-radius: 24px !important;
    padding: 8px 16px !important;
    font-family: var(--ccl-font-head) !important;
    font-size: 13px !important;
    font-weight: 800 !important;
    color: #1e293b !important;
    cursor: pointer !important;
    transition: all 0.2s cubic-bezier(0.16, 1, 0.3, 1) !important;
    display: inline-flex !important;
    align-items: center !important;
    gap: 6px !important;
}

.ccl-curr-btn:hover {
    background: #ffffff !important;
    border-color: #006aff !important;
    color: #006aff !important;
    transform: translateY(-2px) !important;
    box-shadow: 0 4px 12px rgba(0, 106, 255, 0.15) !important;
}

.ccl-curr-btn.active {
    background: linear-gradient(135deg, #0f172a, #1e293b) !important;
    color: #ffffff !important;
    border-color: #0f172a !important;
    box-shadow: 0 4px 14px rgba(15, 23, 42, 0.25) !important;
}

/* 2. Prominent Tactile Fintech Range Slider */
.ccl-form-group {
    margin-bottom: 22px !important;
}

.ccl-form-group label {
    font-family: var(--ccl-font-head) !important;
    font-size: 14px !important;
    font-weight: 800 !important;
    color: #0f172a !important;
    margin-bottom: 8px !important;
    display: flex !important;
    align-items: center !important;
    gap: 6px !important;
}

.ccl-range-slider {
    width: 100% !important;
    height: 10px !important;
    background: #e2e8f0 !important;
    border-radius: 8px !important;
    outline: none !important;
    margin-top: 14px !important;
    margin-bottom: 6px !important;
    -webkit-appearance: none !important;
    appearance: none !important;
    cursor: pointer !important;
    transition: background 0.15s ease !important;
}

/* Chrome / Safari / Edge / Opera Thumb */
.ccl-range-slider::-webkit-slider-thumb {
    -webkit-appearance: none !important;
    appearance: none !important;
    width: 24px !important;
    height: 24px !important;
    border-radius: 50% !important;
    background: #ffffff !important;
    border: 3.5px solid #006aff !important;
    box-shadow: 0 3px 10px rgba(0, 106, 255, 0.35) !important;
    cursor: grab !important;
    transition: all 0.2s cubic-bezier(0.16, 1, 0.3, 1) !important;
}

.ccl-range-slider::-webkit-slider-thumb:hover {
    transform: scale(1.15) !important;
    box-shadow: 0 0 0 8px rgba(0, 106, 255, 0.18), 0 4px 12px rgba(0, 106, 255, 0.4) !important;
}

.ccl-range-slider:active::-webkit-slider-thumb {
    cursor: grabbing !important;
    transform: scale(1.2) !important;
    background: #006aff !important;
    border-color: #ffffff !important;
    box-shadow: 0 0 0 10px rgba(0, 106, 255, 0.25) !important;
}

/* Firefox Thumb */
.ccl-range-slider::-moz-range-thumb {
    width: 24px !important;
    height: 24px !important;
    border-radius: 50% !important;
    background: #ffffff !important;
    border: 3.5px solid #006aff !important;
    box-shadow: 0 3px 10px rgba(0, 106, 255, 0.35) !important;
    cursor: grab !important;
    transition: all 0.2s cubic-bezier(0.16, 1, 0.3, 1) !important;
}

.ccl-range-slider::-moz-range-thumb:hover {
    transform: scale(1.15) !important;
    box-shadow: 0 0 0 8px rgba(0, 106, 255, 0.18), 0 4px 12px rgba(0, 106, 255, 0.4) !important;
}

/* 3. Decision Badges for Annual Fee & Financial Tools */
.fee-decision-badge {
    padding: 10px 16px !important;
    border-radius: 10px !important;
    font-family: var(--ccl-font-head) !important;
    font-size: 13.5px !important;
    font-weight: 800 !important;
    display: flex !important;
    align-items: center !important;
    gap: 8px !important;
    margin-top: 14px !important;
    line-height: 1.4 !important;
}

.fee-decision-badge-keep {
    background: #ecfdf5 !important;
    border: 1.5px solid #a7f3d0 !important;
    color: #065f46 !important;
}

.fee-decision-badge-cancel {
    background: #fef2f2 !important;
    border: 1.5px solid #fecaca !important;
    color: #991b1b !important;
}

/* ==========================================================================
   CLASSY FINTECH 2-COLUMN BALANCED ARCHITECTURE
   ========================================================================== */

.ccl-calc-master-card {
    background: #ffffff !important;
    border: 1.5px solid #cbd5e1 !important;
    border-radius: 20px !important;
    padding: 30px !important;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.04) !important;
    margin-bottom: 40px !important;
}

.ccl-calc-two-col {
    display: grid !important;
    grid-template-columns: 1.15fr 1fr !important;
    gap: 32px !important;
    align-items: stretch !important;
}

@media (max-width: 900px) {
    .ccl-calc-two-col {
        grid-template-columns: 1fr !important;
        gap: 24px !important;
    }
    .ccl-calc-master-card {
        padding: 20px 16px !important;
    }
}

/* Left Pane (Spacious, Luxury Input Card) */
.ccl-calc-inputs-pane {
    background: #f8fafc !important;
    border: 1.5px solid #e2e8f0 !important;
    border-radius: 16px !important;
    padding: 26px 24px !important;
    display: flex !important;
    flex-direction: column !important;
    justify-content: flex-start !important;
    gap: 22px !important;
}

.ccl-pane-header {
    display: flex !important;
    justify-content: space-between !important;
    align-items: center !important;
    padding-bottom: 14px !important;
    border-bottom: 1.5px solid #e2e8f0 !important;
    margin-bottom: 4px !important;
}

.ccl-pane-tag {
    font-family: var(--ccl-font-head) !important;
    font-size: 13.5px !important;
    font-weight: 800 !important;
    color: #0f172a !important;
    text-transform: uppercase !important;
    letter-spacing: 0.5px !important;
    display: flex !important;
    align-items: center !important;
    gap: 6px !important;
}

.ccl-pane-sub {
    font-size: 12px !important;
    color: #64748b !important;
    font-weight: 600 !important;
}

.ccl-form-group {
    margin-bottom: 0 !important;
}

.ccl-form-group label {
    font-family: var(--ccl-font-head) !important;
    font-size: 13.5px !important;
    font-weight: 800 !important;
    color: #1e293b !important;
    margin-bottom: 8px !important;
    display: flex !important;
    align-items: center !important;
    gap: 6px !important;
}

.ccl-input-with-symbol {
    position: relative !important;
    display: flex !important;
    align-items: center !important;
}

.ccl-input-symbol {
    position: absolute !important;
    left: 14px !important;
    font-family: var(--ccl-font-head) !important;
    font-size: 15px !important;
    font-weight: 800 !important;
    color: #006aff !important;
    pointer-events: none !important;
}

.ccl-form-control.input-num {
    padding-left: 38px !important;
    height: 48px !important;
    font-family: var(--ccl-font-head) !important;
    font-size: 17px !important;
    font-weight: 800 !important;
    color: #0f172a !important;
    background: #ffffff !important;
    border: 1.5px solid #cbd5e1 !important;
    border-radius: 10px !important;
    transition: all 0.2s ease !important;
}

.ccl-form-control.input-num:focus {
    border-color: #006aff !important;
    box-shadow: 0 0 0 3px rgba(0, 106, 255, 0.15) !important;
    outline: none !important;
}

/* Slider Bounds Labels */
.ccl-slider-bounds {
    display: flex !important;
    justify-content: space-between !important;
    font-size: 11px !important;
    font-weight: 700 !important;
    color: #94a3b8 !important;
    margin-top: 4px !important;
}

/* Right Pane (Balanced Luxury Results Card) */
.ccl-calc-results-pane {
    background: #ffffff !important;
    border: 1.5px solid #e2e8f0 !important;
    border-radius: 16px !important;
    padding: 26px 24px !important;
    display: flex !important;
    flex-direction: column !important;
    justify-content: space-between !important;
    box-shadow: 0 4px 16px rgba(0, 0, 0, 0.02) !important;
}

/* Author E-E-A-T Card Initials Avatar */
.author-eeat-avatar {
    width: 56px !important;
    height: 56px !important;
    flex-shrink: 0 !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
}

.author-avatar-initials {
    width: 56px !important;
    height: 56px !important;
    border-radius: 50% !important;
    background: linear-gradient(135deg, #006aff 0%, #0284c7 100%) !important;
    color: #ffffff !important;
    font-family: var(--ccl-font-head) !important;
    font-size: 20px !important;
    font-weight: 900 !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    box-shadow: 0 4px 14px rgba(0, 106, 255, 0.25) !important;
    border: 2px solid #ffffff !important;
    text-decoration: none !important;
}

/* ==========================================================================
   E-E-A-T AUTHOR CARD AVATAR (MATCHING BLOG POSTS)
   ========================================================================== */
.author-eeat-avatar {
    width: 68px !important;
    height: 68px !important;
    flex-shrink: 0 !important;
    display: inline-block !important;
    border-radius: 50% !important;
    overflow: hidden !important;
}

.author-eeat-avatar img,
.author-eeat-avatar .avatar {
    width: 68px !important;
    height: 68px !important;
    border-radius: 50% !important;
    object-fit: cover !important;
    border: 2.5px solid #006aff !important;
    box-shadow: 0 4px 12px rgba(0, 106, 255, 0.2) !important;
    display: block !important;
}

/* ==========================================================================
   FINANCIAL TOOLS MAIN LANDING HUB LUXURY & HIGH-CONTRAST STYLING
   ========================================================================== */

/* Hero Search Card */
.beehiiv-search-box-card {
    background: rgba(15, 28, 48, 0.9) !important;
    border: 1.5px solid rgba(56, 189, 248, 0.35) !important;
    border-radius: 20px !important;
    padding: 24px !important;
    box-shadow: 0 14px 40px rgba(0, 0, 0, 0.45) !important;
    backdrop-filter: blur(10px) !important;
}

.search-card-badge {
    display: inline-flex !important;
    align-items: center !important;
    gap: 6px !important;
    font-size: 11.5px !important;
    font-weight: 800 !important;
    color: #38bdf8 !important;
    background: rgba(56, 189, 248, 0.12) !important;
    border: 1px solid rgba(56, 189, 248, 0.3) !important;
    padding: 4px 10px !important;
    border-radius: 20px !important;
    text-transform: uppercase !important;
    letter-spacing: 0.5px !important;
}

.search-card-title {
    color: #ffffff !important;
    font-family: var(--ccl-font-head) !important;
    font-size: 20px !important;
    font-weight: 900 !important;
    margin: 8px 0 14px !important;
    letter-spacing: -0.3px !important;
}

.search-input-wrap {
    position: relative !important;
    display: flex !important;
    align-items: center !important;
    margin-bottom: 16px !important;
}

.search-icon {
    position: absolute !important;
    left: 18px !important;
    color: #006aff !important;
    font-size: 16px !important;
    pointer-events: none !important;
    z-index: 2 !important;
}

.beehiiv-search-input {
    width: 100% !important;
    padding: 13px 44px 13px 46px !important;
    background: #ffffff !important;
    border: 2px solid #38bdf8 !important;
    border-radius: 50px !important;
    font-size: 15px !important;
    font-weight: 700 !important;
    color: #0f172a !important;
    outline: none !important;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.25) !important;
    transition: all 0.2s ease !important;
}

.beehiiv-search-input:focus {
    border-color: #006aff !important;
    box-shadow: 0 0 0 4px rgba(0, 106, 255, 0.25) !important;
}

.search-clear-btn {
    position: absolute !important;
    right: 14px !important;
    background: none !important;
    border: none !important;
    color: #94a3b8 !important;
    font-size: 18px !important;
    cursor: pointer !important;
    display: none;
    z-index: 2 !important;
}

.search-clear-btn:hover {
    color: #ef4444 !important;
}

.quick-pills-label {
    font-size: 11.5px !important;
    font-weight: 800 !important;
    color: #94a3b8 !important;
    text-transform: uppercase !important;
    letter-spacing: 0.5px !important;
    display: block !important;
    margin-bottom: 8px !important;
}

.quick-pills-list {
    display: flex !important;
    flex-wrap: wrap !important;
    gap: 7px !important;
}

.quick-pill-btn {
    background: rgba(255, 255, 255, 0.08) !important;
    border: 1px solid rgba(255, 255, 255, 0.2) !important;
    color: #f1f5f9 !important;
    font-family: var(--ccl-font-head) !important;
    font-size: 12px !important;
    font-weight: 700 !important;
    padding: 5px 12px !important;
    border-radius: 20px !important;
    cursor: pointer !important;
    transition: all 0.2s ease !important;
}

.quick-pill-btn:hover, .quick-pill-btn.active {
    background: #006aff !important;
    border-color: #006aff !important;
    color: #ffffff !important;
    transform: translateY(-1px) !important;
    box-shadow: 0 4px 12px rgba(0, 106, 255, 0.35) !important;
}

/* Featured Section Title on White Body */
.refrens-section-head {
    display: flex !important;
    justify-content: space-between !important;
    align-items: center !important;
    margin-bottom: 20px !important;
    padding-bottom: 12px !important;
    border-bottom: 1.5px solid #e2e8f0 !important;
    flex-wrap: wrap !important;
    gap: 10px !important;
}

.refrens-section-title {
    font-family: var(--ccl-font-head) !important;
    font-size: 24px !important;
    font-weight: 900 !important;
    color: #0f172a !important;
    line-height: 1.25 !important;
    margin: 0 !important;
}

.refrens-view-all-link {
    font-family: var(--ccl-font-head) !important;
    font-size: 14px !important;
    font-weight: 800 !important;
    color: #006aff !important;
    text-decoration: none !important;
    transition: all 0.2s ease !important;
}

.refrens-view-all-link:hover {
    color: #0050c2 !important;
    transform: translateX(3px) !important;
}

/* Crisp Luxury White Tool Cards */
.refrens-tool-card {
    background: #ffffff !important;
    border: 1.5px solid #e2e8f0 !important;
    border-radius: 16px !important;
    padding: 22px 20px !important;
    display: flex !important;
    flex-direction: column !important;
    justify-content: space-between !important;
    text-decoration: none !important;
    transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1) !important;
    box-shadow: 0 4px 16px rgba(0, 0, 0, 0.03) !important;
}

.refrens-tool-card:hover {
    background: #ffffff !important;
    border-color: #006aff !important;
    transform: translateY(-5px) !important;
    box-shadow: 0 14px 32px rgba(0, 106, 255, 0.12) !important;
}

.refrens-card-top-row {
    display: flex !important;
    justify-content: space-between !important;
    align-items: center !important;
    margin-bottom: 12px !important;
}

.refrens-icon-wrap {
    width: 44px !important;
    height: 44px !important;
    border-radius: 12px !important;
    background: #eff6ff !important;
    color: #006aff !important;
    font-size: 18px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    border: 1px solid #dbeafe !important;
    transition: all 0.2s ease !important;
}

.refrens-tool-card:hover .refrens-icon-wrap {
    background: #006aff !important;
    color: #ffffff !important;
    transform: scale(1.08) !important;
}

.refrens-card-title {
    font-family: var(--ccl-font-head) !important;
    font-size: 17px !important;
    font-weight: 800 !important;
    color: #0f172a !important;
    line-height: 1.35 !important;
    margin: 4px 0 8px !important;
}

.refrens-tool-card:hover .refrens-card-title {
    color: #006aff !important;
}

.refrens-card-desc {
    font-size: 13px !important;
    color: #64748b !important;
    line-height: 1.55 !important;
    margin-bottom: 16px !important;
    flex-grow: 1 !important;
}

.refrens-tags-row {
    display: flex !important;
    flex-wrap: wrap !important;
    gap: 6px !important;
    margin-bottom: 14px !important;
    padding-top: 10px !important;
    border-top: 1px solid #f1f5f9 !important;
}

.refrens-tag-badge {
    background: #f8fafc !important;
    border: 1px solid #e2e8f0 !important;
    color: #475569 !important;
    font-size: 11px !important;
    font-weight: 700 !important;
    padding: 3px 8px !important;
    border-radius: 6px !important;
    display: inline-flex !important;
    align-items: center !important;
    gap: 4px !important;
}

.refrens-card-link {
    font-family: var(--ccl-font-head) !important;
    font-size: 13.5px !important;
    font-weight: 800 !important;
    color: #006aff !important;
    display: flex !important;
    align-items: center !important;
    gap: 6px !important;
    transition: all 0.2s ease !important;
}

.refrens-tool-card:hover .refrens-card-link {
    color: #0050c2 !important;
    gap: 9px !important;
}

/* ==========================================================================
   ULTRA-PROMINENT CATEGORY NAVIGATION CARD & PILLS (MAIN HUB)
   ========================================================================== */

.prominent-category-nav-card {
    background: #ffffff !important;
    border: 1.5px solid #cbd5e1 !important;
    border-radius: 18px !important;
    padding: 22px 20px !important;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.03) !important;
    margin-bottom: 28px !important;
}

.prominent-cat-header-row {
    display: flex !important;
    justify-content: space-between !important;
    align-items: center !important;
    margin-bottom: 16px !important;
    padding-bottom: 12px !important;
    border-bottom: 1.5px solid #f1f5f9 !important;
    flex-wrap: wrap !important;
    gap: 8px !important;
}

.prominent-cat-header-title {
    font-family: var(--ccl-font-head) !important;
    font-size: 14px !important;
    font-weight: 800 !important;
    color: #0f172a !important;
    text-transform: uppercase !important;
    letter-spacing: 0.5px !important;
    display: flex !important;
    align-items: center !important;
    gap: 7px !important;
}

.prominent-cat-header-sub {
    font-size: 12px !important;
    color: #64748b !important;
    font-weight: 600 !important;
}

.prominent-category-grid-menu {
    display: grid !important;
    grid-template-columns: repeat(auto-fill, minmax(210px, 1fr)) !important;
    gap: 10px !important;
}

@media (max-width: 768px) {
    .prominent-category-grid-menu {
        grid-template-columns: repeat(2, 1fr) !important;
        gap: 8px !important;
    }
}

.prominent-cat-btn {
    display: flex !important;
    align-items: center !important;
    justify-content: space-between !important;
    background: #f8fafc !important;
    border: 1.5px solid #e2e8f0 !important;
    border-radius: 12px !important;
    padding: 12px 14px !important;
    cursor: pointer !important;
    transition: all 0.2s cubic-bezier(0.16, 1, 0.3, 1) !important;
    text-align: left !important;
    width: 100% !important;
}

.prominent-cat-btn:hover {
    background: #ffffff !important;
    border-color: #006aff !important;
    transform: translateY(-2px) !important;
    box-shadow: 0 6px 16px rgba(0, 106, 255, 0.12) !important;
}

.prominent-cat-btn.active {
    background: linear-gradient(135deg, #0f172a 0%, #1e293b 100%) !important;
    border-color: #006aff !important;
    box-shadow: 0 6px 20px rgba(15, 23, 42, 0.35) !important;
    transform: translateY(-2px) !important;
}

.prominent-cat-left {
    display: flex !important;
    align-items: center !important;
    gap: 10px !important;
}

.prominent-cat-icon {
    width: 32px !important;
    height: 32px !important;
    border-radius: 8px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    font-size: 14px !important;
    flex-shrink: 0 !important;
}

.prominent-cat-name {
    font-family: var(--ccl-font-head) !important;
    font-size: 13.5px !important;
    font-weight: 800 !important;
    color: #1e293b !important;
    line-height: 1.2 !important;
}

.prominent-cat-btn.active .prominent-cat-name {
    color: #ffffff !important;
}

.prominent-cat-count {
    font-size: 11px !important;
    font-weight: 800 !important;
    color: #64748b !important;
    background: #e2e8f0 !important;
    padding: 2px 7px !important;
    border-radius: 20px !important;
}

.prominent-cat-btn.active .prominent-cat-count {
    background: rgba(255, 255, 255, 0.2) !important;
    color: #38bdf8 !important;
}

/* ==========================================================================
   STRICT 8-TOOL CAPPING & PROMINENT CATEGORY ARCHITECTURE
   ========================================================================== */

/* Hide all cards by default; only .ccl-active-tool is displayed */
.ccl-home-tools-grid .refrens-tool-card { display: none !important; }

.refrens-tool-card { display: flex !important; }
.ccl-home-tools-grid .refrens-tool-card.ccl-active-tool { display: flex !important; }

/* Luxury Category Grid */
.prominent-category-nav-card {
    background: #ffffff !important;
    border: 2px solid #cbd5e1 !important;
    border-radius: 20px !important;
    padding: 24px !important;
    box-shadow: 0 6px 24px rgba(0, 0, 0, 0.04) !important;
    margin-bottom: 30px !important;
}

.prominent-cat-header-row {
    display: flex !important;
    justify-content: space-between !important;
    align-items: center !important;
    margin-bottom: 18px !important;
    padding-bottom: 14px !important;
    border-bottom: 1.5px solid #e2e8f0 !important;
    flex-wrap: wrap !important;
    gap: 8px !important;
}

.prominent-cat-header-title {
    font-family: var(--ccl-font-head) !important;
    font-size: 15px !important;
    font-weight: 900 !important;
    color: #0f172a !important;
    text-transform: uppercase !important;
    letter-spacing: 0.6px !important;
    display: flex !important;
    align-items: center !important;
    gap: 8px !important;
}

.prominent-cat-header-sub {
    font-size: 12.5px !important;
    color: #006aff !important;
    font-weight: 700 !important;
    background: #eff6ff !important;
    padding: 4px 10px !important;
    border-radius: 20px !important;
    border: 1px solid #dbeafe !important;
}

.prominent-category-grid-menu {
    display: grid !important;
    grid-template-columns: repeat(4, 1fr) !important;
    gap: 12px !important;
}

@media (max-width: 1024px) {
    .prominent-category-grid-menu {
        grid-template-columns: repeat(3, 1fr) !important;
    }
}

@media (max-width: 768px) {
    .prominent-category-grid-menu {
        grid-template-columns: repeat(2, 1fr) !important;
        gap: 10px !important;
    }
}

@media (max-width: 480px) {
    .prominent-category-grid-menu {
        grid-template-columns: 1fr !important;
    }
}

.prominent-cat-btn {
    display: flex !important;
    align-items: center !important;
    justify-content: space-between !important;
    background: #f8fafc !important;
    border: 2px solid #e2e8f0 !important;
    border-radius: 14px !important;
    padding: 14px 16px !important;
    cursor: pointer !important;
    transition: all 0.22s cubic-bezier(0.16, 1, 0.3, 1) !important;
    text-align: left !important;
    width: 100% !important;
    min-height: 58px !important;
}

.prominent-cat-btn:hover {
    background: #ffffff !important;
    border-color: #006aff !important;
    transform: translateY(-2px) !important;
    box-shadow: 0 8px 20px rgba(0, 106, 255, 0.14) !important;
}

.prominent-cat-btn.active {
    background: linear-gradient(135deg, #0f172a 0%, #1e293b 100%) !important;
    border-color: #006aff !important;
    box-shadow: 0 8px 24px rgba(15, 23, 42, 0.4) !important;
    transform: translateY(-2px) !important;
}

.prominent-cat-left {
    display: flex !important;
    align-items: center !important;
    gap: 12px !important;
}

.prominent-cat-icon {
    width: 36px !important;
    height: 36px !important;
    border-radius: 10px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    font-size: 15px !important;
    flex-shrink: 0 !important;
}

.prominent-cat-name {
    font-family: var(--ccl-font-head) !important;
    font-size: 14px !important;
    font-weight: 800 !important;
    color: #0f172a !important;
    line-height: 1.2 !important;
}

.prominent-cat-btn.active .prominent-cat-name {
    color: #ffffff !important;
}

.prominent-cat-count {
    font-size: 12px !important;
    font-weight: 800 !important;
    color: #475569 !important;
    background: #e2e8f0 !important;
    padding: 3px 9px !important;
    border-radius: 20px !important;
    border: 1px solid #cbd5e1 !important;
}

.prominent-cat-btn.active .prominent-cat-count {
    background: rgba(0, 106, 255, 0.25) !important;
    border-color: #006aff !important;
    color: #38bdf8 !important;
}

/* Universal tool card display */
.refrens-tool-card {
    display: flex !important;
}
.ccl-home-tools-grid .refrens-tool-card:not(.ccl-active-tool) {
    display: none !important;
}

/* ==========================================================================
   COMPACT & ATTRACTIVE 3x3 CATEGORY NAVIGATION GRID (9 BALANCED SUITES)
   ========================================================================== */

.prominent-category-nav-card {
    background: #ffffff !important;
    border: 1.5px solid #e2e8f0 !important;
    border-radius: 16px !important;
    padding: 16px 20px !important;
    box-shadow: 0 4px 16px rgba(0, 0, 0, 0.03) !important;
    margin-bottom: 22px !important;
}

.prominent-cat-header-row {
    display: flex !important;
    justify-content: space-between !important;
    align-items: center !important;
    margin-bottom: 12px !important;
    padding-bottom: 10px !important;
    border-bottom: 1px solid #f1f5f9 !important;
    flex-wrap: wrap !important;
    gap: 8px !important;
}

.prominent-cat-header-title {
    font-family: var(--ccl-font-head) !important;
    font-size: 13.5px !important;
    font-weight: 900 !important;
    color: #0f172a !important;
    text-transform: uppercase !important;
    letter-spacing: 0.5px !important;
    display: flex !important;
    align-items: center !important;
    gap: 7px !important;
}

.prominent-cat-header-sub {
    font-size: 11.5px !important;
    color: #006aff !important;
    font-weight: 700 !important;
    background: #eff6ff !important;
    padding: 3px 9px !important;
    border-radius: 20px !important;
    border: 1px solid #dbeafe !important;
}

/* 3x3 Perfectly Balanced Grid for 9 Items */
.prominent-category-grid-menu {
    display: grid !important;
    grid-template-columns: repeat(3, 1fr) !important;
    gap: 8px 10px !important;
}

@media (max-width: 860px) {
    .prominent-category-grid-menu {
        grid-template-columns: repeat(2, 1fr) !important;
        gap: 8px !important;
    }
}

@media (max-width: 520px) {
    .prominent-category-grid-menu {
        grid-template-columns: 1fr !important;
        gap: 6px !important;
    }
}

.prominent-cat-btn {
    display: flex !important;
    align-items: center !important;
    justify-content: space-between !important;
    background: #f8fafc !important;
    border: 1.5px solid #e2e8f0 !important;
    border-radius: 10px !important;
    padding: 8px 12px !important;
    cursor: pointer !important;
    transition: all 0.18s ease !important;
    text-align: left !important;
    width: 100% !important;
    min-height: 42px !important;
}

.prominent-cat-btn:hover {
    background: #ffffff !important;
    border-color: #006aff !important;
    transform: translateY(-1.5px) !important;
    box-shadow: 0 4px 12px rgba(0, 106, 255, 0.10) !important;
}

.prominent-cat-btn.active {
    background: linear-gradient(135deg, #0f172a 0%, #1e293b 100%) !important;
    border-color: #006aff !important;
    box-shadow: 0 4px 14px rgba(15, 23, 42, 0.30) !important;
    transform: translateY(-1.5px) !important;
}

.prominent-cat-left {
    display: flex !important;
    align-items: center !important;
    gap: 9px !important;
}

.prominent-cat-icon {
    width: 26px !important;
    height: 26px !important;
    border-radius: 6px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    font-size: 12px !important;
    flex-shrink: 0 !important;
}

.prominent-cat-name {
    font-family: var(--ccl-font-head) !important;
    font-size: 12.5px !important;
    font-weight: 800 !important;
    color: #1e293b !important;
    line-height: 1.2 !important;
}

.prominent-cat-btn.active .prominent-cat-name {
    color: #ffffff !important;
}

.prominent-cat-count {
    font-size: 11px !important;
    font-weight: 800 !important;
    color: #64748b !important;
    background: #e2e8f0 !important;
    padding: 2px 7px !important;
    border-radius: 12px !important;
    border: 1px solid #cbd5e1 !important;
}

.prominent-cat-btn.active .prominent-cat-count {
    background: rgba(0, 106, 255, 0.25) !important;
    border-color: #006aff !important;
    color: #38bdf8 !important;
}

/* ==========================================================================
   UNIFIED SLEEK PILL BAR SIZING FOR BOTH CATEGORY & COUNTRY BOXES
   ========================================================================== */

.prominent-category-nav-card,
.prominent-country-filter-card {
    background: #ffffff !important;
    border: 1.5px solid #e2e8f0 !important;
    border-radius: 14px !important;
    padding: 14px 18px !important;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.02) !important;
    margin-bottom: 20px !important;
}

.prominent-cat-header-row {
    display: flex !important;
    justify-content: space-between !important;
    align-items: center !important;
    margin-bottom: 12px !important;
    padding-bottom: 0 !important;
    border-bottom: none !important;
    flex-wrap: wrap !important;
    gap: 8px !important;
}

.prominent-cat-header-title {
    font-family: var(--ccl-font-head) !important;
    font-size: 13.5px !important;
    font-weight: 900 !important;
    color: #0f172a !important;
    text-transform: uppercase !important;
    letter-spacing: 0.5px !important;
    display: flex !important;
    align-items: center !important;
    gap: 6px !important;
}

.prominent-cat-header-sub {
    font-size: 12px !important;
    color: #64748b !important;
    font-weight: 600 !important;
    background: transparent !important;
    padding: 0 !important;
    border: none !important;
}

/* Identical Flex Pill Row for Both Categories and Countries */
.prominent-category-grid-menu,
.prominent-country-pills-row {
    display: flex !important;
    flex-wrap: wrap !important;
    align-items: center !important;
    gap: 8px !important;
}

.prominent-cat-btn,
.prominent-country-pill {
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    gap: 7px !important;
    background: #f8fafc !important;
    border: 1.5px solid #e2e8f0 !important;
    border-radius: 30px !important;
    padding: 7px 14px !important;
    cursor: pointer !important;
    transition: all 0.18s ease !important;
    text-align: center !important;
    width: auto !important;
    min-height: 38px !important;
    font-family: var(--ccl-font-head) !important;
    font-size: 12.5px !important;
    font-weight: 700 !important;
    color: #334155 !important;
    text-decoration: none !important;
    line-height: 1 !important;
}

.prominent-cat-left {
    display: inline-flex !important;
    align-items: center !important;
    gap: 6px !important;
}

.prominent-cat-icon {
    width: 20px !important;
    height: 20px !important;
    border-radius: 5px !important;
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    font-size: 11px !important;
    flex-shrink: 0 !important;
}

.prominent-cat-name {
    font-family: var(--ccl-font-head) !important;
    font-size: 12.5px !important;
    font-weight: 700 !important;
    color: inherit !important;
}

.prominent-cat-count {
    font-size: 11px !important;
    font-weight: 800 !important;
    color: #64748b !important;
    background: #e2e8f0 !important;
    padding: 2px 7px !important;
    border-radius: 10px !important;
    border: 1px solid #cbd5e1 !important;
    line-height: 1 !important;
}

.prominent-cat-btn:hover,
.prominent-country-pill:hover {
    background: #ffffff !important;
    border-color: #006aff !important;
    color: #006aff !important;
    transform: translateY(-1px) !important;
    box-shadow: 0 3px 8px rgba(0, 106, 255, 0.12) !important;
}

.prominent-cat-btn.active,
.prominent-country-pill.active {
    background: #0f172a !important;
    color: #ffffff !important;
    border-color: #0f172a !important;
    box-shadow: 0 4px 12px rgba(15, 23, 42, 0.25) !important;
    transform: translateY(-1px) !important;
}

.prominent-cat-btn.active .prominent-cat-name,
.prominent-country-pill.active {
    color: #ffffff !important;
}

.prominent-cat-btn.active .prominent-cat-count,
.prominent-country-pill.active span {
    background: rgba(0, 106, 255, 0.3) !important;
    border-color: #006aff !important;
    color: #38bdf8 !important;
}


/* Original Grand Hero Stats Layout */
.beehiiv-hero-stats {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 14px 20px;
    margin-top: 24px;
    padding-top: 20px;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.beehiiv-stat-item {
    display: flex;
    flex-direction: column;
}

.beehiiv-stat-item .stat-num {
    font-family: var(--ccl-font-head);
    font-size: 26px;
    font-weight: 900;
    color: #38bdf8;
    line-height: 1.1;
}

.beehiiv-stat-item .stat-lbl {
    font-size: 12.5px;
    font-weight: 700;
    color: #94a3b8;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-top: 2px;
}

/* ==========================================================================
   DEDICATED RESPONSIVE CLASSES FOR FINANCIAL TOOLS LANDING HUB
   ========================================================================== */

/* Hero Container */
.ccl-hub-hero-section {
    background: #0b1526;
    border-radius: 20px;
    border: 1px solid #1e293b;
    padding: 44px 38px;
    margin-bottom: 24px;
    position: relative;
    overflow: hidden;
}

@media (max-width: 768px) {
    .ccl-hub-hero-section {
        padding: 24px 16px 28px !important;
        border-radius: 16px !important;
        margin-bottom: 18px !important;
    }
}

/* Hero Grid */
.ccl-hub-hero-grid {
    display: grid;
    grid-template-columns: 1.15fr 0.85fr;
    gap: 36px;
    align-items: center;
    position: relative;
    z-index: 2;
}

@media (max-width: 900px) {
    .ccl-hub-hero-grid {
        grid-template-columns: 1fr !important;
        gap: 24px !important;
    }
}

/* Hero Title */
.ccl-hub-hero-title {
    font-family: var(--ccl-font-head);
    font-size: 38px;
    font-weight: 900;
    color: #ffffff;
    line-height: 1.15;
    margin-bottom: 14px;
    letter-spacing: -0.5px;
}

@media (max-width: 768px) {
    .ccl-hub-hero-title {
        font-size: 26px !important;
        line-height: 1.2 !important;
        margin-bottom: 10px !important;
    }
}

/* Hero Search Card */
.ccl-hub-search-card {
    background: rgba(15, 29, 54, 0.85);
    border: 1.5px solid #1e293b;
    border-radius: 18px;
    padding: 24px 22px;
    box-shadow: 0 12px 30px rgba(0, 0, 0, 0.3);
}

@media (max-width: 768px) {
    .ccl-hub-search-card {
        padding: 18px 14px !important;
        border-radius: 14px !important;
    }
}

/* How It Works Dark Grid */
.ccl-dark-how-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 16px;
    text-align: left;
}

@media (max-width: 991px) {
    .ccl-dark-how-grid {
        grid-template-columns: repeat(2, 1fr) !important;
        gap: 14px !important;
    }
}

@media (max-width: 600px) {
    .ccl-dark-how-grid {
        grid-template-columns: 1fr !important;
        gap: 12px !important;
    }
}

/* FAQ Dark Grid */
.ccl-dark-faq-grid {
    display: grid;
    grid-template-columns: 1fr 1.6fr;
    gap: 36px;
    align-items: flex-start;
}

@media (max-width: 900px) {
    .ccl-dark-faq-grid {
        grid-template-columns: 1fr !important;
        gap: 20px !important;
    }
}

/* CTA Card */
@media (max-width: 768px) {
    .refrens-cta-banner {
        padding: 30px 18px !important;
        border-radius: 16px !important;
    }
    .refrens-cta-banner h2 {
        font-size: 24px !important;
    }
}

/* ==========================================================================
   CATEGORY & ARCHIVE HIGH-CONTRAST PAGINATION STYLING
   ========================================================================== */
.ccl-pagination {
    display: flex !important;
    justify-content: center !important;
    align-items: center !important;
    gap: 6px !important;
    margin: 40px 0 20px !important;
    flex-wrap: wrap !important;
}

.ccl-pagination .page-numbers {
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    min-width: 42px !important;
    height: 42px !important;
    padding: 0 14px !important;
    background: #ffffff !important;
    border: 1.5px solid #cbd5e1 !important;
    border-radius: 10px !important;
    font-family: var(--ccl-font-head) !important;
    font-size: 14px !important;
    font-weight: 800 !important;
    color: #0f172a !important;
    text-decoration: none !important;
    transition: all 0.18s ease !important;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.03) !important;
}

.ccl-pagination .page-numbers.current {
    background: #006aff !important;
    border-color: #006aff !important;
    color: #ffffff !important;
    box-shadow: 0 4px 14px rgba(0, 106, 255, 0.35) !important;
}

.ccl-pagination .page-numbers:hover:not(.current) {
    border-color: #006aff !important;
    color: #006aff !important;
    background: #f0f7ff !important;
    transform: translateY(-1px) !important;
}

.ccl-pagination .page-numbers.dots {
    border-color: transparent !important;
    background: transparent !important;
    box-shadow: none !important;
    color: #94a3b8 !important;
}