Apply for First Access Credit Card at preapprovedaccess.com
If you have a pre-approval code and thinking of applying for the First Access Credit Card, then this article is for you. Through this article, we will provide you with the step-by-step procedure to apply for the First Access Visa Credit Card. Along with the credit card application, we will also provide the bill payment guide, customer service details, etc. So, please be sure to read this article till the end to learn more about the First Access Credit Card.
About the First Access Credit Card
The First Access Visa Credit Card is an unsecured credit card, designed for people with bad credit history. This card is created by the Bank of Missouri for people who have poor, little, or no credit. While it really is easy to qualify for this card and you will get all the benefits from having a genuine unsecured credit card, the fees associated with this credit card are some of the highest we have seen.
Rates and Fees of First Access Visa Credit Card
Interest Rates and Charges:
- APR for Purchase: The purchase APR of this card is 34.99%, which can very with the market based on prime rate.
- APR for Cash Advances: APR for cash advance is 34.99%.
- Minimum Internet Charge: If you ever charge any interest, then it will be no less than $1.00.
Fees:
- Program Fee: There is a one-time program fee of $95.00 on this credit card.
- Annual Fee: For the first year, there will be an annual fee of $75.00 and after that, you will be charged $48.00.
- Monthly Servicing Fee: For the first year, you would not be charged any fee. After that, you will be charged $99.00 annually, which cost $8.25/per month.
- Cash Advance Fee: You would not be charged any fee for the first year. But, after that, you have to pay either $10.00 or a minimum of 3% of the amount of each cash advance, whichever is greater.
- Late Payment: Up to $41.00.
- Returned Payment Fee: Up to $41.00
Apply for First Access Visa Credit Card with Pre-Approval Code
If you are lucky enough to get a pre-approval code, then you can easily apply for the First Access Visa Credit Card. To apply for this credit card, you just need to follow these simple instructions below:
- Firstly, you need to visit this link preapprovedaccess.com.
- The above-mentioned link will take you to the credit card application page.
- There, on the given field, you have to provide your Reservation Code and click on the “Continue” button.
- Then, you can simply follow the on-screen guideline to apply for the First Access Credit Card.
Apply for First Access Credit Card Manually
If you don’t have the First Access Credit Card and still want to apply for the card, then you have to follow these simple instructions below:
- Firstly, you need to go to this link firstaccesscard.com/apply.
- Then, provide your name, email address, street address, phone number, etc.
- After providing all the requested details, you just have to select the “Apply Now” option.
- On the next page, you have to choose the details of your credit card. If you have the premium design, then you will be charged a fee of $9.95.
- After entering all the required details on the given fields, you have to submit your application.
How to Activate the First Access Credit Card
Before start using your First Access Credit Card, you must have to activate it. You can easily activate your credit card just by following these easy instructions below:
- You need to visit this link firstaccesscard.com/activate.
- By clicking on the above-mentioned link, you will be redirected to the First Access Credit Card Activation.
- There, you have to enter your Card Number, Social Security Number, and Phone Number on the Account.
- After entering all the requested details on the given fields, you just have to select the “Activate My Card” option.
- Then, you can simply follow the on-screen instructions to successfully activate your credit card.
How to Access the First Access Credit Card Login Portal
In order to access the First Access Credit Card Login portal, you just have to follow these simple instructions below:
- You have to visit this link myccpay.com/.
- Then, you need to enter your User ID and Password in the given fields.
- After entering all the requested details on the provided spaces, you need to select the “Log In” button.
- If your provided credentials are correct, then will be logged in to your First Access Credit Card Login
Make the Payment for First Access Credit Card Bill
You can easily pay for your First Access Credit Card bill by login into your credit card account. If you already registered for your credit card online account access, then you can easily pay for your credit card bill. You can easily access your credit card account by following the above-mentioned First Access Credit Card Login procedure.
First Access Credit Card Customer Service
If you have any queries about the First Access Credit Card, then you contact the customer service department for help.
Write At:
First Access Card
PO Box 89028
Sioux Falls, SD 57109-9028
Call At: (888) 267-7980
Email At: info@firstaccesscard.com
FAQs about First Access Credit Card
Do I need a checking account to get a First Access Visa Card?
Yes, a checking account is required for this card.
How will I know if I am approved for this card or not?
A: You can easily apply for First Access at www.firstaccesscard.com/apply. Generally, there is a decision within minutes and you will get an acceptance message on their website. Sometimes, you have to provide some more information to check your application.
How do I make payments and manage my account?
You can easily make payments through the First Access Visa Mobile App for Android or Apple. You can also pay for your online at myccpay.com. For other payment options, you can contact the customer service department at (877) 259-3755.
Where can I use my First Access Credit Card?
A: You can use your First Access Credit Card anywhere, Visa Cards are accepted. So, there are a lot of locations, where you can use your First Access Visa Credit Card. It is a real Visa credit card, which means it is accepted at millions of stores in the United States & online.
How do I increase my credit limit?
A: If you wish to increase your credit limit, then you have to contact the customer service department at (877) 259-3755 for more information about applying for a credit line increase.
Conclusion
We hope, the above-mentioned details might be enough to apply for the First Access Credit Card. Through this article, we have mentioned the step-by-step procedure to apply for this card, along with all the other details. But, still, if you need any help or have any queries, then you can contact the customer service department for help.
Reference Link
www.firstaccesscard.com/activate
